Episodios

  • 02.18.26 Relocating Overseas / Debt Trap Exit Strategies

    02.18.26 Relocating Overseas / Debt Trap Exit Strategies
    Feb 18 2026
    FEBRUARY 18 Relocating Overseas / Debt Trap Exit Strategies Some of you listening right now may be living abroad, temporarily or indefinitely. There is an increasing desire to experience life overseas, and some countries are paving the way. Clark discusses relocation incentive programs and other considerations vital to the life changing decision to move abroad. Also - if you have credit card debt, Clark has some strategies to pay it off sooner and keep yourself as debt free as possible moving forward. Moving Abroad: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Countries That Will Pay You To Move How To Pack a Carry-On the Right Way - Clark Howard What Is an HSA Account and How Does It Work? - Clark Howard What Is an Annuity, and Why Does Clark Think They Stink? Simple Trick To Pay Down Credit Card Debt Quicker Best Balance Transfer Credit Cards: Top Picks for 2026 Debt Archives - Clark Howard How To Get Out of Debt in 7 Steps - Clark Howard Credit Card Debt Consolidation: 3 Paths To Consider, 2 To Avoid These Are the Biggest Scams That Cost Seniors the Most Money CELL PHONES - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    30 m
  • 02.17.26 Ask An Advisor With Wes Moss

    02.17.26 Ask An Advisor With Wes Moss
    Feb 17 2026
    Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook As rapid technological shifts ripple through every industry, many entrepreneurs are finding themselves in a temporary cash flow crunch. While retirement accounts are often viewed as a "sacred chest" that shouldn't be touched, Wes Moss explores how to strategically leverage your brokerage and Roth IRA accounts to bridge the gap. Also, Wes dives deep into the latest data from the U.S. labor market to see what it actually means for your portfolio. Despite some "ancient history" revisions from 2025 that initially painted a gloomy picture, the January 2026 jobs report tells a much more resilient story. Whether you’re managing a business or a retirement timeline, understanding these labor trends is key to staying invested with confidence. Mentioned on the show: Asset Class Returns A Jack Bogle Lesson: Remember Reversion to the Mean How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is Long-Term Care Insurance Cost & Coverage Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    36 m
  • 02.16.26 Your Relationship With Money / Self-Employed Retirement Planning

    02.16.26 Your Relationship With Money / Self-Employed Retirement Planning
    Feb 16 2026
    You may be examining your spending habits this year, looking to set goals to improve your financial health. Clark discusses how your money mindset will affect your future in a big way. Are you spending your way into debt misery, or saving your way to frugality regret? Clark invokes finding a healthy balance between discipline and enjoyment. Also - A great way for the self-employed to save tax free for the future. A powerful wealth-building tool is finally getting the attention it deserves: the Solo 401(k) A Balanced Money Mindset: Segment 1 Ask Clark: Segment 2 Solo 401k's Take Off: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Two Key Pillars to Financial Freedom - Clark Howard How Many Bank Accounts Should You Have? - Clark Howard 1 Day Pass by Sling / Sling’s Subscription Option What Is a Solo 401(k) and How Does It Work? How To Open a Roth IRA Emergency Fund: Everything You Need to Know - Clark Howard 5 Things to Know About New Settlement That Could Change Credit Card Rewards Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    28 m
  • 02.13.26 Clark Answers His Critics on Clark Stinks / Job Market Update

    02.13.26 Clark Answers His Critics on Clark Stinks / Job Market Update
    Feb 13 2026
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Amid the steady parade of layoff announcements Clark offers some perspective on today’s job market, a prediction for the spring hiring season, and strategy for moving forward. Clark Stinks: Segments 1 & 2 Job Market Prediction: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When Is the Best Time To Collect Social Security? - Clark Howard Why Clark Howard Says It Isn't a Good Time To Become a Landlord How to Freeze Your Child's Credit - Clark Howard Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? What Is an ABLE Account? - Clark Howard Best Auto Insurance Companies and Some of the Worst Are Solar Panels Worth it? 3 Things To Consider Clark Howard’s Digital Wallet Strategy Jobs Archives - Clark Howard Clark Howard’s Job Market Prediction in 2026 What to Do When You're Being Harassed About an Old "Zombie Debt" This Device Can Help You Avoid an Annoying Car Rental Fee FasTrak throughout California Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 m
  • 02.11.26 Tax Refunds & Withholding / Clarksplainer: Trump Accounts

    02.11.26 Tax Refunds & Withholding / Clarksplainer: Trump Accounts
    Feb 11 2026
    It’s tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today, more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not. Tax Refunds & Withholding: Segment 1 Ask Clark: Segment 2 Trump Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Reasons Why This Is the Best Time of the Year To File Your Taxes Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Is One Medical Membership for Prime Members Better Than a Health Concierge? Direct Primary Care: A new solution for rising health care costs? Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Trump Accounts: What You Need To Know Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? BBB-File a Complaint 5 Best Places To Buy Pet Medicines - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 m
  • 02.10.26 Ask An Advisor With Wes Moss

    02.10.26 Ask An Advisor With Wes Moss
    Feb 10 2026
    Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best? Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can’t afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    40 m
  • 02.09.26 Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power

    02.09.26 Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power
    Feb 9 2026
    Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you. Also - As fierce winter storms ravage regions of the country with lengthy power outages, new tech is ushering in the rise of affordable home battery backups. Got Restaurant Gift Cards?: Segment 1 Ask Clark: Segment 2 Home Battery Backup Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Print Out Your Online Billing Statements 7 Things To Know Before You Use Zelle - Clark Howard What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard WSJ: Why I’m Getting a Home Battery Backup Before the Next Outage How To Open a Roth IRA Travel Alert: Requirement for UK Travelers Scams and Your Small Business: A Guide for Business Cheapest Way to Rent a Car: Expert Tips - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    35 m
  • 02.06.26 Clark Answers His Critics on Clark Stinks / Housing Market Predictions

    02.06.26 Clark Answers His Critics on Clark Stinks / Housing Market Predictions
    Feb 6 2026
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark shares housing market predictions through the rest of 2026 and why he considers this a “transition year” in housing. Clark Stinks: Segments 1 & 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 9 Free Federal and State Tax Filing Services for 2026 - Clark Howard Free File Fillable Forms | Internal Revenue Service Is Annual Travel Insurance Worth It? - Clark Howard Clark Howard and the Prostate Cancer Foundation Target Date Funds: Clark Howard's Favorite Retirement Investment Should You Allow Your Auto Insurance To Monitor Your Driving? Pay-Per-Mile Insurance: Is It Worth It? - Clark Howard What To Do BEFORE Your CD Expires - Clark Howard The Math On When You Break Even With Social Security What Will Happen to Housing Prices in 2026? Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For What Is Umbrella Insurance and Do You Need It? - Clark Howard The Best International Phone Plans - Clark Howard Using Cellular Data Internationally: Buying a Local SIM Card 3 Reasons You Should Never Book a Nonrefundable Hotel Room 5 Things You Should Re-Shop To Save Money - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 m