The Budget Besties Method Step 6: Break Up With Debt — Stop Using Credit Cards, Pay Off Debt, and Stop Chasing Points With Borrowed Money! | 475

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You make way too much money to be in this much debt — and we say that with love. ❤️

If you’re swiping your credit card for groceries, juggling balances between cards, and convincing yourself it’s worth it “for the points,” this episode is for you. We’re breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.

Today, we’re talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

• 💳 Why using credit cards (even if you pay them off every month) keeps you one month behind

• 🏦 How to be your own bank and stop borrowing from your future

• 💡 Why “earning points” is not the same as earning interest — and how to actually win with your money

• 💬 The simple mindset shift that breaks the habit of relying on credit

• 💰 Practical steps to remove credit cards from your daily spending — and finally use your own money

• 📘 How our DIY Debt Relief Workbook can help you talk to creditors, negotiate balances, and take control

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1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

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