When refinancing first makes sense and when it can backfire.

In this episode of The Brokers’ Lounge, Eddie and Carlo break down when refinancing before your next property purchase actually makes sense, and when it can quietly work against you. They unpack how equity release, lender policy, servicing, and timing all play a role in whether refinancing helps or hurts your next move.

They also cover the common mistakes people make, like chasing a better rate without looking at the bigger picture, taking on new debt at the wrong time, or refinancing too early without a clear purchase plan. If you’re thinking about using equity to buy again, this episode will help you understand the strategy, the risks, and how to approach it properly.

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Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Buying at auction can move fast, and if you are not prepared, it can get expensive very quickly. In this episode of The Brokers’ Lounge, Eddie and Carlo break down what buyers need to know before auction day, from getting the right type of finance approval in place to understanding deposits, building and pest inspections, solicitor reviews, and the risks that come with unconditional contracts. They also explain why preparation matters just as much as confidence, and why knowing your limit before the bidding starts can save you from making emotional decisions you regret.

They also walk through the practical side of auction strategy, including how to assess comparable sales, why you need to have your funds accessible, what to clarify with the agent before the day, and how to think about things like settlement terms, insurance, and borrowing buffers. Eddie and Carlo also discuss why buyers can get caught up in the heat of the moment, how to avoid overextending yourself, and what to do if you miss out on a property so you can reset and go again with a better plan.

If you are planning to buy at auction, or you are helping someone else through the process, this episode will help you understand the risks, get your finance sorted properly, and go in with a clearer plan and more confidence.

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Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation

Thinking about upgrading your home but not sure how to make the numbers work?

In this episode of The Broker’s Lounge, Eddie and Carlo unpack the key things to think about when moving from one property to the next. They talk through bridging loans, using equity, selling before buying, and what can happen when you end up holding two properties at once.

They also cover timing, cash flow, repayments, lender requirements, and some of the common mistakes people make when they rush the process. If you are planning to upgrade, this episode will help you better understand your options and what to consider before making your next move.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation