In episode 88 of the Atlas Annuity Podcast, Marty Becker tackles one of the biggest fears retirees face — inflation. After years of rising prices, many people wonder if their money can really last as long as they do. Marty explains why relying on a traditional 60/40 portfolio and a fixed 3% inflation adjustment isn’t a foolproof strategy — and how it can actually cause you to run out of money too soon.

He breaks down a better approach: combining guaranteed income from an annuity with a growth portfolio to cover inflation. You’ll hear real numbers, real scenarios, and why this strategy can help your money last into your late 90s — even in a worst-case market environment.

If you want to stop guessing about your retirement income and start building a plan that stands up to inflation, this episode will show you how.

Learn more or schedule a call at AtlasAnnuity.com.

In this episode of the Atlas Annuity Podcast, Marty Becker tackles one of the biggest fears in retirement — running out of money.

Longevity risk is the risk of outliving your savings, and most advisors fail to plan for it properly. Marty explains why relying on the old 4% rule or a simple systematic withdrawal plan could put your retirement in danger. He walks through real numbers showing how long today’s retirees are living, why planning to age 92 isn’t enough, and what it really takes to make your money last a lifetime.

You’ll learn:

• Why life expectancy has increased so much over the last century

• How longevity risk makes systematic withdrawal plans risky

• What rate of return you would need to safely withdraw for decades

• How annuities can guarantee income you can’t outlive

If you want confidence that your retirement income will last as long as you do, this episode will show you how to take longevity risk off the table and enjoy your retirement years without fear.

Learn more and schedule a call at AtlasAnnuity.com.

In episode 86 of the Atlas Annuity Podcast, Marty Becker takes a deep dive into systematic withdrawal plans and why they may not be the safe retirement strategy many advisors claim. Marty explains the origins of the 4% rule, why economists now suggest lower withdrawal rates, and how sequence of returns risk can devastate a portfolio — even when using a “safe” 60/40 allocation.

He breaks down the three types of retirees — overfunded, underfunded, and constrained — and shows why constrained investors are most at risk when relying on a fixed withdrawal plan. Marty also highlights how even small timing differences, just a few months apart, can create dramatically different outcomes in retirement.

Finally, he explains why accumulation-focused advisors often miss the mark in the distribution phase and how income annuities can remove timing risk entirely, guaranteeing income for life and giving retirees the freedom to spend with confidence.

Learn more and schedule a call at AtlasAnnuity.com.