In this episode, we sit down with Jeff Dorman (Arca) to unpack why the “real” crypto era may still be ahead of us even after years of hype, booms, and brutal drawdowns.

We talk tokenization at scale, why “crypto” is a misleading umbrella term, and how to think about valuing assets when everything from finance to gaming to social becomes token-native. Jeff also shares his framework for Bitcoin vs. smart contract platforms, plus what could matter most heading into 2026.

Is banking outdated? We sit down with Chris Skinner best-selling author and one of fintech’s most influential voices to unpack the future of money: AI agents, why stablecoins may beat CBDCs, tokenization at scale, and why trust + licenses still rule.

👤 Guest Chris Skinner

Daily blog: The Finanser — https://www.thefinanser.com

General profile: https://www.chrisskinner.global

Latest presentation: https://www.youtube.com/watch?v=XB8vd7O0NyE

Latest book: http://www.moneythinks4u.com

Today we sit down with Frank Mong COO at helium to unpack how DePIN can disrupt telecom from community-built coverage to the reality of a free mobile plan (and what it takes to make it work).

0:00 Intro

1:11 Welcome + guest intro (Frank Mong, Helium)

2:03 What is Helium? (simple overview)

6:22 How Helium disrupts telecom (cost + competition)

7:26 Can a phone plan be free? (the thesis)

9:10 Helium Mobile plans (Free / $15 / $30)

12:41 From crypto-first users to mainstream incentives

19:46 How people join the network (hotspots + examples)

26:09 Expansion: Mexico, Brazil + more regions

35:54 Why Solana

40:10 Security & fraud lessons

46:20 AI + network quality verification

56:32 What’s next in 2026

58:33 Outro / where to find Helium

X: https://x.com/helium

Frank Mong X: https://x.com/fmong