Just like modern cars come equipped with essential safety features, your investment portfolio should be built with protection in mind.

In this episode, our General Manager and Financial Adviser, Rory O’Neill, joins host Tim Ewen, our Risk Insurance Manager and avid car enthusiast, to explore how the safety systems in today’s vehicles mirror the protective strategies found in smart investment portfolios.

Think about it: you wouldn’t put your family in an unsafe vehicle, so why risk your financial future with an unprotected investment strategy?

If you would like to read the article by Nick Stewart, our CEO and Financial Adviser, here is the link: https://www.stewartgroup.co.nz/we-love-to-write/modern-protection-in-vehicles-and-investments

⏰ Important time-stamps

(02:14) Introduction

(2:31) Car safety vs. investment portfolios

(5:43) The role of Financial Advisers

(6:53) Early warning systems in vehicles and investment portfolios

(10:30) Quality and protection go hand-in-hand

(12:14) Trust the experts

(14:06) Behind the scenes: Portfolio Protection

(15:31) Fee transparency and custodial services

(17:18) Adaptive cruise control vs. portfolio management

(18:38) Accident alerts vs. limit break reports

(19:40) Rory's car choice

(20:41) Key message from Rory on portfolio management

The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.

• Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
• The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz

Hosted on Acast. See acast.com/privacy for more information.

In today’s financial landscape, it’s easy for investors to get caught up in popular catchphrases like “They're not making any more land” or “Buy the dip”.

Bruce Jenks, our Financial Adviser from our Hastings office, warns that when these phrases replace critical thinking, investors may make decisions based on hype instead of fundamental market truths.

Catchphrases can be appealing, but they often oversimplify complex decisions and overlook individual circumstances. Successful investing requires discipline that goes beyond catchy phrases.

Check out the article by our CEO, Nick Stewart, that was published in Hawke’s Bay Today and NZ Herald Online: When Catchphrases Replace Common Sense: The Dangerous Allure of Investment Folklore

⏰ Important time-stamps

(1:53) Introduction

(3:26) Catchphrase: "Don't put all your eggs in one basket"

(4:15) Diversification explained

(6:00) Marketing & promotion of investments

(7:51) Investing in bricks and mortar

(8:41) Catchphrase: "They're not making any more land"

(9:37) Catchphrase: "Time in the market beats timing the market"

(10:57) Why you should talk to your financial adviser instead of reacting to headlines

(15:16) Financial advice isn’t one-size-fits-all

(16:22) Catchphrase: "Buy the dip"

(18:07) Role of Stewart Group

(19:49) Does Stewart Group take a long-term view in financial planning?

(20:38) What it means to be fiduciary advisers at Stewart Group

The Adviser talk is also available on Spotify and Apple Podcast.

• Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
• The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz

Hosted on Acast. See acast.com/privacy for more information.

The government has rolled out the biggest KiwiSaver shake-up in years, and it's going to impact everyone from teens to top earners.

These adjustments could influence your retirement savings. If you’re curious about how they might affect your plans, check out this podcast where Tim Ewen chats with our Financial Adviser, Paula Enticott. They discuss the recent changes to KiwiSaver announced by the government and its potential impact.

You can also read her blog on this topic: KiwiSaver Changes in Budget 2025: What This Means for Your Retirement

⏰ Important time-stamps

(1:18) Introduction

(2:10) KiwiSaver changes and the impact

(2:59) Retirement mindset in New Zealanders

(4:21) Changes introduced in the 2025 budget

(05:05) Increase in employer contribution

(05:48) Benefits for younger Kiwis entering the workforce

(6:22) Should employers be concerned about increased employer contributions?

(07:23) Government contribution update

(08:30) ACI Funds in Financial Planning

(11:17) ACI Funds investment options

(12:27) ACI Funds investment strategy and policy

(13:15) Unsure about your KiwiSaver scheme?

(14:36) Connect with Stewart Group

The Adviser talk is also available on Spotify and Apple Podcast.

• Paula Enticott is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
• The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz

Hosted on Acast. See acast.com/privacy for more information.