Welcome to Episode 230 of The 80 Percent.

Should you rent or should you buy a home? It's a decision that affects not just your wallet, but also your lifestyle, peace of mind, and future plans. Whether you're thinking about buying your first property or just wondering if you should keep renting for a few more years, this episode is for you.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

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The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.

Today, let’s talk about the representativeness heuristic. It sounds technical, but it’s really just a way of describing how we tend to judge something based on how closely it matches what we already believe or recognize. The thing is, our brains love shortcuts, and when it comes to personal finance, those shortcuts can lead to expensive mistakes.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 229 of The 80 Percent.

If you’ve ever felt stressed, anxious, or even paralyzed when thinking about money, you're not alone. For many of us, just the thought of budgeting, saving, or planning for the future can bring up a lot of pressure and fear. In this episode, we’re talking about financial anxiety. Let’s unpack the reasons why managing money feels so overwhelming at times and, more importantly, how we can deal with that stress and start taking back control of our finances.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.

You can read today's article here: https://t.ly/nAQrL

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Welcome to Episode 228 of The 80 Percent.

How many credit cards should you have? Is it better to stick with just one, have a few for rewards, or not own any at all? In this video, we talk about the pros and cons of owning one, multiple, or even zero credit cards.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.

This was Episode 133. For the original show notes, visit my blog post here.

Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

Hosted on Acast. See acast.com/privacy for more information.

The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.

Many of us tend to believe our financial wins come from our own skills, but when things go wrong, we often blame the market or bad luck. This thinking is called self-attribution bias, and that’s what we’ll talk about in this episode.

To read the transcript, you can visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 227 of The 80 Percent.

Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling.

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.

For the show notes, visit my blog post here.

Hosted on Acast. See acast.com/privacy for more information.