Using Equity to Buy Property – The Smart Way vs The Stupid Way (Most Aussies Get This Wrong)
Most Australians think tapping into home equity is “free money.” It’s not — it’s leverage. And leverage can make you wealthy or wipe you out, depending on how you use it.
In this video, I break down:
What equity really is (and the difference between total equity vs usable equity).
The wrong way Aussies burn equity — lifestyle spending, luxury upgrades, and the debt traps that follow.
The rookie mistake of cross-collateralisation and why it puts your whole portfolio at risk.
The investor-grade way to use equity — buying income-producing property, maximising tax deductions, and letting tenants and the market grow your wealth.
The advanced “proactive equity harvesting” strategy that locks in your borrowing power before market downturns, so you can buy when others panic.
If you own property, this is essential watching. The right equity strategy compounds your portfolio. The wrong one leaves you over-leveraged, exposed, and at the mercy of the banks.
📺 Watch the full video now — learn how to protect your portfolio, grow your wealth, and play the game the smart way.

Is Your Partner Secretly Bankrupting You?" 💔💸
Forget Dogecoin disasters—your biggest money mistake might be the person you share your bed (and bank account) with. In this brutally honest breakdown, we expose how Aussie couples are quietly nuking their financial future—through joint account traps, sneaky overspending, fake “savings hacks,” and tax breaks they’re leaving on the table.
We’ll unpack:
Joint accounts — wealth-building weapon or fast-track to broke?
Spending mismatches that turn date nights into debt traps.
Savings sabotage keeping you renting forever.
Tax strategies most couples never use (aka free money you’re burning).
Plus, a savage roast of the banks, influencers & Canberra pollies profiting from your financial mistakes.
If you’re in love but don’t want to go broke in the process, this is the video you can’t afford to skip.
🎥 Watch now to find out if your relationship is building your wealth… or sinking it.

8 Years’ Salary for an Aussie Home? The Real Estate Trap No One’s Fixing
It now takes 8 years of your income — over 10 in Sydney — just to afford the average Australian home. In this video, I unpack why wages can’t keep up with property prices, how chronic housing shortages keep supply strangled, and why investors keep winning while first‑home buyers get squeezed.
Watch now to learn the moves Millennials, Gen Z, renters, and smart investors are making to turn Australia’s housing crisis into a wealth‑building advantage — and when you’re ready, book your 15‑minute or 60‑minute strategy call before I’m fully booked this week.

Paris Ow-Yang. She's 19. Has a $15 million property portfolio. And her dad — a neurosurgeon — manages her OnlyFans account.
In our debut episode, we unpack the jaw-dropping story of Paris O. Yang — from feet pics to luxury real estate. But we’re not just gossiping.
We dive into:
💸 The power plays behind OF wealth-building
🧠 How generational trauma + privilege collide
🏠 Why the average Aussie can’t catch up — unless you sell your soul or your socks
🤯 And the weird psychology of dads managing digital sex work
This isn’t just about Paris. It’s about the cost of significance, the migrant grind, and why some people buy castles at 19… while others can’t afford Campbelltown.
🔞 No hate. All insight. Full roast.
Subscribe to the Gen W Podcast.
We're not emptying your wallets — we're filling your brains. 💥

Can’t Afford a House Without a Partner? You’re Not Alone.
In this episode of the Gen W Podcast, Australia’s most followed mortgage broker Q Huynh and co-host Grace unpack a real client dilemma: Should first home buyers wait for a partner—or just buy solo? 💔🏠
We dive deep into:
Why more buyers are teaming up (romantically or with family) to enter the Sydney market
The emotional cost of tying a mortgage to a relationship too early
Relationship red flags, dating app chaos, and how rising living costs are warping modern love 💸❤️
Personal stories from Q & Grace on buying property young—without help—and what they learned
The 3 fights rule before you buy with a partner 👊💍
Plus: Raw takes on feminist TikToks, gold digger discourse, and why some men are scared of the first date bill.
🎯 Whether you're single, coupled-up, or just confused about love + loans in this economy, this one’s for you.
Hit like, subscribe, and drop your wildest dating-property crossover questions in the comments.

Can’t Afford a House Without a Partner?
You’re Not Alone.
In this episode of the Gen W Podcast, Australia’s most followed mortgage broker Q Huynh and co-host Grace unpack a real client dilemma: Should first home buyers wait for a partner—or just buy solo? 💔🏠We dive deep into:Why more buyers are teaming up (romantically or with family) to enter the Sydney marketThe emotional cost of tying a mortgage to a relationship too earlyRelationship red flags, dating app chaos, and how rising living costs are warping modern love 💸❤️Personal stories from Q & Grace on buying property young—without help—and what they learnedThe 3 fights rule before you buy with a partner 👊💍Plus: Raw takes on feminist TikToks, gold digger discourse, and why some men are scared of the first date bill.🎯 Whether you're single, coupled-up, or just confused about love + loans in this economy, this one’s for you.Hit like, subscribe, and drop your wildest dating-property crossover questions in the comments.#ModernDating#DatingApps#RelationshipAdvice#LoveAndMoney#DatingInYour20s#FinancialCompatibility#RedFlags#GenWPodcast#ThatHomeLoanDude#QHuynh#GraceAndQ#MortgageBrokerPodcast#PropertyTalkAustralia#FinanceAndRelationships- NOT FINANCIAL ADVICE - 🙏Book a 15min or 60min call with me if you have any questions Go to: www.callhomeloandude.com

Hey friend,
You might be wondering why people are talking about Gough Whitlam again — after all, it’s been 50 years since his dismissal. But here's the thing: for first-generation Aussies like us, especially those from migrant backgrounds, this isn't just political history. It's personal.
Whitlam gave Australia free university and Medicare — sure. But he also rejected thousands of Vietnamese refugees, including families like mine. Behind closed doors, he called them names and shut the door on people fleeing war. That moment? It didn't just shape policy. It shaped the nervous systems of our parents — and us. Even if we didn’t live it directly, we carry it. In the way we save. In the way we fear debt. In the way we hesitate to invest or trust the system.
If you’re the child of migrants, you’ve probably felt it: the guilt around money, the fear of making a wrong move, the voice in your head saying, “Don’t be greedy,” even when you just want to buy a home. That’s not a mindset issue — that’s money trauma. And it’s not just about numbers. It’s emotional. It’s generational.
This letter — this message — is to remind you: we’re allowed to build wealth. We’re allowed to heal. And we don’t have to operate from fear or survival mode anymore.
If you’ve ever said, “I’ll wait till the market cools,” or “I’m just not ready,” maybe ask yourself — is it really about money? Or is it fear? Fear passed down from parents who were once told they didn’t belong.
There’s a path to healing. I’ve walked it. And I’ve helped thousands of other first-gen Aussies do the same — turning inherited trauma into clarity, confidence, and wealth.
You’re not alone in this. And you’re not broken. You’re just carrying stories that were never yours to begin with.
Let’s rewrite them — together.

Is Your Childhood the Reason You’re Still Broke?
You might know how to budget, save, and hustle — but if you grew up watching your parents stress over bills or fear mortgage repayments, you’re likely carrying money trauma, not just bad habits.
In this video, we unpack how childhood financial stress, intergenerational scarcity, and emotional dysregulation are quietly sabotaging your ability to build wealth — especially through property.
From why migrant kids overthink every money move, to how trauma shows up in your nervous system when applying for a loan, this isn’t just another real estate advice video — it’s a truth bomb.
✅ Why budgeting alone isn’t enough
✅ How trauma causes financial procrastination
✅ What to do if you feel stuck, anxious, or unworthy of wealth
✅ And how to finally shift from survival mode to strategic investing
Whether you’re a renter, first home buyer, or anxious investor — this is the healing-led money conversation you never knew you needed.
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📲 Watch now & grab your Money Healing Before Property Checklist below.
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Get it here: https://bit.ly/4kDrgRi