Tax Mistakes New Retirees Make

Nobody likes tax season, but for new retirees, the rules can feel completely different. Income changes, required withdrawals begin, and decisions that once lowered taxes can create bigger bills later. Ryan unpacks some of the most common retirement tax mistakes and how they show up in real life. A little forward planning can make a dramatic difference over the long run.

Here’s what we discuss in this episode:

💸 RMD Deadlines: Missing required distributions can trigger steep penalties

🔁 Roth Conversion Timing: Poor timing can push you into higher tax brackets

📊 Social Security Taxes: Benefits are often taxable sooner than expected

👫 Survivor Planning: Tax brackets can worsen for a surviving spouse

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