In this episode of 'Three Homeless Guys', the hosts discuss the aftermath of the Palisades fire and the available HUD programs to assist affected residents. Eric McDowell from HUD explains the 203H program, which offers 100% financing for disaster victims, and the 203K program for home rehabilitation. The conversation covers eligibility, application processes, and the importance of meeting deadlines for assistance. The hosts emphasize the urgency of applying before the January 7th deadline and provide resources for listeners to navigate the process effectively.

Takeaways

The deadline for applying for HUD assistance is January 7th.

The 203H program offers 100% financing for disaster victims.

Renters affected by the fire can qualify for the 203H program.

Homeowners can combine the 203H and 203K programs for rebuilding.

Lenders may have different participation levels in these programs.

Documentation requirements are flexible for disaster victims.

The 203K program allows for home renovations and improvements.

Community outreach is essential for informing residents about available aid.

HUD provides resources for finding eligible lenders.

The application process can be initiated quickly if a property is identified.

In this episode of 'Three Homeless Guys', host Joel Pollack, along with guests Nehama Diskin, Ron Goldschmidt, and Oren Ezra, discuss the impact of the Palisades fire on the community, the resilience shown during the holiday season, and the ongoing rebuilding efforts. Nehama shares her personal experiences with the Chabad community and the importance of spreading light and joy amidst adversity. The conversation highlights the significance of community support and the hope for a brighter future as residents begin to return and rebuild their lives.

Takeaways

The Palisades community has shown remarkable resilience after the fire.

Nehama Diskin emphasizes the importance of spreading light during dark times.

The menorah lighting event served as a symbol of hope and unity.

Chabad plays a crucial role in supporting the community's recovery efforts.

Rebuilding homes and lives will take time and effort from everyone involved.

Community events are essential for maintaining connections among residents.

The holiday season brings both joy and reflection for those affected by the fire.

Support from local leaders like Rick Caruso has been invaluable.

The experience of loss has deepened the community's commitment to helping one another.

The future of the Palisades community looks hopeful as residents begin to return.

Chapters

00:00 Introduction to the Palisades Community and the Fire

27:17 The Impact of the Fire on the Community

54:38 Rebuilding and Community Resilience

59:30 220 3 homeless guys outro.wav

In this episode of Three Homeless Guys, journalist Joel Pollack, technology expert Ron Goldschmidt, and entrepreneur Oren Ezra discuss the aftermath of the Palisades fire with graphic novelist Brian Fies, a survivor of the Tubbs fire. The conversation explores the challenges faced by fire survivors, the importance of community support, the role of local government in recovery, and the psychological impact of such disasters. Brian shares his personal story and insights from his graphic novel, A Fire Story, highlighting the resilience of communities in the face of adversity.

takeaways

• Community support is crucial for recovery after disasters.
• Rebuilding efforts can be slow and fraught with challenges.
• Insurance companies often complicate the rebuilding process.
• Local government can play a significant role in recovery.
• The psychological impact of losing a home is profound.
• Cohesion among neighbors can facilitate faster recovery.
• Nature has a remarkable ability to renew itself after disasters.
• The importance of preparedness in disaster situations cannot be overstated.
• Personal stories of survival can resonate and provide hope.
• The journey of recovery is ongoing and requires patience.