🎙️ Welcome back to the Sweat Your Assets Podcast!

In today’s episode, we’re diving into a timeless—and often debated—topic in the world of investing: When is the right time to buy or sell your investments?

Inspired by the sharp insights of Howard Marks, co-founder of Oaktree Capital and one of the most respected voices in the investment community, we’ll go far beyond the classic cliché of “buy low, sell high.” Even Warren Buffett has sung Marks’ praises, and for good reason—his memos consistently offer a masterclass in market thinking.

In this episode, we’ll break down some of the most compelling takeaways from Marks’ recent memo, including:

• 🔄 Why selling isn’t always simple—and the emotional and psychological traps investors fall into whether markets are up or down.
• 📉 The risks of selling just to “take profits” or out of panic during downturns.
• 🧠 Marks’ framework for when selling makes sense, with a focus on relative selection and opportunity cost.
• ⏱️ The myth of market timing—and why a long-term perspective is often your best ally.
• 🎯 A thoughtful look at portfolio concentration vs. diversification, based on a fascinating discussion between Howard Marks and his son Andrew.
• 📈 The surprising power of just staying invested—and how compounding over time can beat even the cleverest timing strategies.

If you’ve ever wrestled with when to hit that buy or sell button, this episode is for you. Tune in for a grounded, strategic discussion rooted in the wisdom of one of the greatest minds in investing.

Let’s sweat those assets together—and make smarter, calmer investment decisions.

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

🎙️ Get ready to Sweat Your Assets with a brand-new episode of Diary of a Financial Coach, right here on the Sweat Your Assets Podcast!

In today’s deep dive, we’re exploring the powerful concept of Financial Fitness, as introduced by none other than Shannon McLay—the expert who turned her own journey from "financially fat" corporate professional to wealth management advisor into a framework for financial transformation.

We’ll unpack the compelling idea that your financial health is just as vital as your physical health—and how neglecting one can have a serious impact on the other. Ever wondered how your money habits affect your stress levels, diet, or even your sleep? You’re not alone.

This episode is all about helping you understand where you currently stand on your financial fitness journey. Are you:

• Financially Fit – a savvy saver living within your means?
• Financially Skinny – stuck in the paycheck-to-paycheck grind?
• Financially Fat – overspending, undersaving, and possibly buried in debt?

Whatever your starting point, this episode offers clear, practical steps to move forward. We’ll cover:

• 🔍 The three types of financial fitness—and why knowing where you stand is the first step toward change.
• 📝 How to define your true life needs and wants by creating your own Financial Fitness List—a tool to help you align your spending with what really matters.
• 🛠️ Tailored action steps for each type—whether it’s learning to spend with more joy, breaking the paycheck cycle, or tackling overspending head-on.

🎧 So tune in to Diary of a Financial Coach and take the first step toward a healthier, happier financial life. It's time to train your way to wealth—because financial fitness is a muscle worth building.

• Blog Article: https://sweatyourassets.biz/train-your-way-to-financial-fitness/

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

📢 Get ready to grow your financial knowledge with the latest episode of Sweat Your Assets! 🎧

In this brand-new episode, we're digging into the surprisingly insightful world of agriculture to cultivate a better approach to investing. Ever thought about the similarities between tending a field and managing your portfolio? 🌱💰

We explore the concept of "Investing Like a Farmer," drawing parallels between the timeless practices of farming and successful wealth management. Just as farmers understand cycles and seasons, investors can benefit from recognising the patterns in financial markets

Tune in to discover:

• How the crop cycle mirrors the investment journey, from preparation to harvest
• Why patience and a long-term vision are as crucial in investing as they are in farming
• The importance of diversification, akin to a farmer planting different crops to manage risks
• How to nurture your investments and weed out underperformers, just like tending to a field

Ready to sow the seeds for a more robust financial future?

Tune into the new episode of Sweat Your Assets to learn how adopting a farmer's mindset can help you cultivate wealth with patience and strategy!

Other suggested links on this topic:

• Post article: https://sweatyourassets.biz/invest-like-a-farmer/
• YouTube Video: https://www.youtube.com/watch?v=A2NNO4M9Ju4

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.