Want to know how an HSA can be your secret weapon for tax-free savings and smart investing? In this episode of Stacks Over Tax, Mark and Sterling make HSAs easy to understand and show you how to really make the most of them.- The real differences between HSAs and FSAs, and why HSAs are way more flexible- Who can open an HSA and how much you can actually put in for 2025- All the ways your HSA money can grow tax-free through investing- What you can spend HSA funds on, and what happens if you use the money for non-medical stuff- A clever hack for using your HSA as a retirement bonus by saving receipts and cashing out tax-free laterHit subscribe for more simple tips on taxes and building wealth!🛒 Shop: www.incorporatefreedom.com/ebook📧 Email: mark@marksmoneysecrets.com📖 Read: ExecutiveMoneyStrategies.com💻 Watch: https://www.youtube.com/@MarksMoneyStrategies🎯IG https://www.instagram.com/marksmoneystrategies/ 🎯FB https://www.facebook.com/marksmoneystrategies🎯TT https://www.tiktok.com/@marksmoneystrategies🎙️ Listen: https://open.spotify.com/show/2fL5enxsMP1MCWFPWWtabq?si=12a0119eef1c412e

💰 The 1% play a different wealth game. They pay 21% tax while you pay 40%. My Book "Incorporate for Freedom" reveals how the ultra-wealthy: Slash taxes by half (legally), Create lawsuit-proof asset shields, Build tax-free generational wealth GET THE BOOK NOW www.incorporatefreedom.com/ebook--------We Bridge The Gap Between Wall Street Wisdom and Main Street Success.💰We believe entrepreneurs deserve access to the same financial tactics used by the world's most elite businesses. We turn entrepreneurs into their own financial gatekeepers. 💻 Watch: https://www.youtube.com/@MarksMoneyStrategies🛒 Shop: www.incorporatefreedom.com/ebook📧 Email: mark@marksmoneysecrets.com📖 Read: ExecutiveMoneyStrategies.com🎯IG https://www.instagram.com/marksmoneystrategies/ 🎯FB https://www.facebook.com/marksmoneystrategies🎯TT https://www.tiktok.com/@marksmoneystrategies🎙️ Listen: https://open.spotify.com/show/2fL5enxsMP1MCWFPWWtabq?si=12a0119eef1c412e🚨TikTok Trust Advice Will DESTROY You!" IRS Just Changed Everything (March 2023)"None of that's true" - When tax experts destroy the biggest trust myths spreading like wildfire on social media. That bearded guy with weird glasses on Instagram promising "tax-free trusts"? He's about to get people arrested. The IRS dropped new regulations in March 2023 that obliterated decades of trust loopholes, but TikTok "gurus" are still pushing the old (now illegal) advice.💣 The Trust Lies Destroying People: • "Trusts don't pay taxes" - LIE (37% tax rate or it passes to your 1040) • "You keep all control" - LIE (IRS says if you control it, you own it) • "Trusts can't be sued" - LIE (anything public = lawsuit target) • "Put it at the top of your structure" - DISASTER waiting to happen🔥 The Single vs Multi-Member DISASTER: Real story: Client had so many single-member companies around his name, there wasn't space on the diagram. Never been sued? "That's why" - because they're all just alter egos with ZERO protection.The 51% Control Trap: Owning 51% of your partnership = same as sole proprietorship. Smart lawyers will pierce that veil instantly and take your personal assets.💡 What Actually Works:* Bifurcate control from ownership (own little, control lots)* Multi-member structures with proper control matrices* Corporate interests in non-disclosure states* Foundation reality check: Assets go in, NEVER come out (it's for the community, not you)🎯 The March 2023 IRS Bomb: The Biden administration finally cracked down on trust abuse. Revenue resolution locked down how trusts actually work. Your "irrevocable" trust? If you've been "playing fast and loose," the IRS now calls it revocable - hello 40% estate tax.The Social Media Problem: People follow dancing cats and trust advice from the same platform. "I saw it on TikTok" isn't a legal defense when you're facing embezzlement charges.⚠️ Perfect for:* Anyone who's seen trust advice on social media* Business owners stuck in single-member LLCs thinking they're protected* People who paid $50K-$75K for "50 trusts and 3 foundations"* Anyone who thinks they need to own 100% of everything--------We Bridge The Gap Between Wall Street Wisdom and Main Street Success.💰We believe entrepreneurs deserve access to the same financial tactics used by the world's most elite businesses. We turn entrepreneurs into their own financial gatekeepers. 💻 Watch: https://www.youtube.com/@MarksMoneyStrategies🛒 Shop: www.incorporatefreedom.com/ebook📧 Email: mark@marksmoneysecrets.com📖 Read: ExecutiveMoneyStrategies.com🎯IG https://www.instagram.com/marksmoneystrategies/ 🎯FB https://www.facebook.com/marksmoneystrategies🎯TT https://www.tiktok.com/@marksmoneystrategies🎙️ Listen: https://open.spotify.com/show/2fL5enxsMP1MCWFPWWtabq?si=12a0119eef1c412e#TrustScam #TikTokAdvice #IRSRegulations #AssetProtection #BusinessStructure #TaxStrategy #CorporateStructure #FinancialEducation

💰 The 1% play a different wealth game. They pay 21% tax while you pay 40%. My Book "Incorporate for Freedom" reveals how the ultra-wealthy: Slash taxes by half (legally), Create lawsuit-proof asset shields, Build tax-free generational wealth GET THE BOOK NOW www.incorporatefreedom.com/ebook--------We Bridge The Gap Between Wall Street Wisdom and Main Street Success.💰We believe entrepreneurs deserve access to the same financial tactics used by the world's most elite businesses. We turn entrepreneurs into their own financial gatekeepers. 💻 Watch: https://www.youtube.com/@MarksMoneyStrategies🛒 Shop: www.incorporatefreedom.com/ebook📧 Email: mark@marksmoneysecrets.com📖 Read: ExecutiveMoneyStrategies.com🎯IG https://www.instagram.com/marksmoneystrategies/ 🎯FB https://www.facebook.com/marksmoneystrategies🎯TT https://www.tiktok.com/@marksmoneystrategies🎙️ Listen: https://open.spotify.com/show/2fL5enxsMP1MCWFPWWtabq?si=12a0119eef1c412e💸 The $37 MILLION Tax Mistake That's Destroying Business Owners"S-Corps are a trap" - When your tax attorney tells you this, you better listen.Mark and Sterling reveal the shocking truth about why S-Corps are killing business owners, including a client who's about to lose $37 MILLION on a $100 million sale just because of his business structure. Plus: the marriage mistake that turns your assets into family court disaster.🚨 The S-Corp Death Trap: • $100M sale = $37M in taxes (could be only $21M with proper structure) • 3 clients THIS MONTH: "We're stuck in an S-Corp, what do we do?" • One client paid $200K penalty just to escape their S-Corp • Sweet spot: Only $80K-$550K profit per shareholder (outside that = disaster)💔 The Marriage Asset Massacre:* Friend spent $200K fighting for her OWN house in divorce* Why registering your marriage with the state = "corporate merger of your assets"* Family courts make money from your misery (literally fund county budgets)* The "American Red Cross clause" that could save your relationship🔥 Real Client Stories: • Puerto Rico residents discovering their structures don't work • Crypto traders, filmmakers, heavy equipment operators - all making the same mistakes • Why big corporations pay 21% while you pay up to 60% • The C-Corp secret: $10 million tax-free on sale (S-Corps get nothing)💡 The Corporate Advantage: Big corporations aren't beating you because they're better - they're keeping 60% more of their profits while you get destroyed by taxes. Amazon, Exxon, and household names pay 21% maximum. You're paying 30-60% in an LLC or S-Corp. You literally cannot compete when your biggest advantage (keeping more money) is being stolen by bad structure.🎯 Perfect for:* Business owners stuck in S-Corps wondering why they're struggling* Anyone considering marriage (seriously, watch the marriage part)* Entrepreneurs paying massive taxes while competitors thrive* People who think "LLC" or "S-Corp" automatically means protection--------#SCorp #TaxStrategy #BusinessStructure #Divorce #AssetProtection #TaxSavings #CorporateLaw #Entrepreneur #MarriageAdvice #BusinessOwner

🚨To focus on the 1% play a different wealth game. They pay 21% tax while you pay 40%+. My eBook "Incorporate for Freedom" reveals how the ultra-wealthy: Slash taxes by half (legally), create lawsuit-proof asset shields, build tax-free generational wealth. Start building your financial fortress NOW 💰 https://bit.ly/IFFebook5💰 The TERRIFYING Business Mistakes That Could Land You in JAIL"Don't drop the soap" - When business compliance goes wrong, it's not just lawsuits you're facing. It's CRIMINAL charges.Tax attorneys Mark and Sterling reveal the most shocking client stories they've ever seen - including a household name celebrity whose legal team accidentally set him up for money laundering, and billionaires with ZERO asset protection despite having armies of lawyers and accountants.🚨 The Compliance Disasters We See Daily: • Co-mingling funds = Potential embezzlement charges (yes, jail time) • Missing operating agreements = Your LLC becomes worthless in court • No corporate binders = 3 out of 4 billionaires fail this basic test • Improper stock transfers = State violations that destroy your protection • The "corner drugstore rule" = The simple test that could save your assets🔥 Real Client Horror Stories:* Celebrity client unknowingly laundering his own money (lawyer's in jail now)* Billionaire with zero binders, headed for guaranteed IRS audit* Successful entrepreneurs one bad day away from losing everything* The feather business making serious money with zero compliance💡 The Deadly Mistakes: • Writing checks between LLCs "just because" • Keeping business assets at your house without proper documentation • Missing the transfer ledger (required by state, ignored by everyone) • Thinking your CPA or lawyer "handled everything"The Brutal Truth: Your lifestyle doesn't protect you. We've seen lemonade stand owners with better compliance than household names. Having money doesn't mean having protection - it just makes you a bigger target.🎯 Perfect for:* Business owners who think they're "covered"* Anyone with an LLC who's never heard of an operating agreement* Entrepreneurs moving money between companies* People whose lawyers set up their structure (you might be shocked)Stop assuming you're protected. Start knowing you are.💬 Have you ever moved money between your companies "just because"? You might want to watch this twice...#BusinessCompliance #LLC #AssetProtection #TaxStrategy #BusinessLaw #Entrepreneur #MoneyLaundering #CorporateStructure #BusinessMistakes #LegalAdvice

Film School NEVER Taught Me This! Filmmaker Reveals Business Secrets🎬 The Business Secrets Film Schools Don't Want You to KnowWhat if everything you learned in film school was setting you up to FAIL as a business owner? In this eye-opening conversation, successful filmmaker Axel reveals the brutal truth about what film schools DON'T teach - and how it nearly destroyed his early projects. From getting "screwed" on deals to losing entire productions, Axel shares the hard-won lessons that transformed him from naive creative to protected entrepreneur.🔥 What You'll Discover:• Why 60% of your film profits could vanish to taxes (and how to prevent it)• The "tank vs. sniper" approach to business protection that could save your career • How to structure each project as its own entity to protect your entire portfolio• The corporate structures Hollywood studios use (but film schools never mention)• Why copyrighting to yourself is a HUGE mistake• Real stories from someone who learned these lessons the expensive way💡 Perfect for:- Independent filmmakers ready to go pro- Creative entrepreneurs who want to protect their work- Anyone tired of getting taken advantage of in business deals- Film students who want to graduate actually prepared for the real worldAxel didn't just survive the transition from a communist country to Hollywood success - he mastered the business side that destroys most creatives. His story proves that talent isn't enough; you need the right structure to protect and profit from your art.Don't let your next project be the one that breaks you.Learn more about Axel: https://www.youtube.com/@AxelAxeTo focus on the 1% play a different wealth game. They pay 21% tax while you pay 40%+. Start building your financial fortress NOW https://bit.ly/IFFebook5 What business lesson do you wish you'd learned earlier? Drop it in the comments below!#FilmBusiness #IndependentFilmmaker #CreativeEntrepreneur #FilmSchool #BusinessStructure #LLCForFilmmakers #FilmFinance #HollywoodBusiness

🇺🇸 From Communist Cuba to Hollywood Success: The REAL Story of AmericaWhat does freedom actually look like to someone who's never had it?Cuban refugee Axel shares his jaw-dropping journey from making shoes out of car tires to building a Hollywood production company. His story will completely change how you see America - and why millions of people risk everything to get here.💔 The Brutal Reality: • Breakfast was just sugar and water (his parents were a doctor and nurse) • His dad spent WEEKS hand-making shoes from car tires and welding aprons • No one could own anything - not even their own business • Satellite TV was illegal and run through secret neighborhood cables • First time in Walmart: "I got lost... I'd never seen so many cars in one parking lot"🎬 The American Dream Realized: How Axel went from communist oppression to:* Opening bank accounts (impossible in Cuba)* Starting his own LLC* Building a successful film production company* Working full-time as an independent filmmaker in Hollywood🔥 The Immigration Reality Check: Axel addresses the controversial topics others won't touch: • Why the "America is evil" narrative is destroying young minds • His unique perspective on current immigration policies • Why equal opportunity ≠ equal outcomes • The difference between helping people and destroying your countryThis isn't political propaganda, but rather lived experience.From someone who escaped a system where starting a business was ILLEGAL to building success in the land of opportunity. Axel's story proves that America isn't perfect, but it's still the place where dreams become reality for those willing to work for them.🎯 Perfect for anyone who:* Needs perspective on how good we actually have it* Is curious about the immigrant experience beyond the headlines* Wants to hear from someone who's lived under both systemsReady to see America through the eyes of someone who almost never made it here?Learn more about Axel: https://www.youtube.com/@AxelAxeTo focus on the 1% play a different wealth game. They pay 21% tax while you pay 40%+. Start building your financial fortress NOW https://bit.ly/IFFebook5💬 What would you risk everything to escape? Share your thoughts below.#ImmigrantStory #CubanRefugee #AmericanDream #Communism #Freedom #Immigration #HollywoodSuccess #Entrepreneur

🎬 The BRUTAL Truth About Views, Focus, and Making It in Hollywood"People who say views don't matter are either lying or stupid." - Cuban filmmaker Axel drops truth bombs about what it REALLY takes to succeed as a creative entrepreneur.With nearly 500,000 views on his domestic violence short film and thousands of life-changing comments, Axel proves that impact AND numbers matter. But here's the kicker - he almost threw it all away chasing shiny objects instead of his real dream.🔥 Axel's 5-Point Life Creed:1. Live at a high level - No mediocre anything2. Protect my circle - Your people come first3. Dominate the competition - Play to win, not participate4. Rise from every fall - Failure is just data5. Sharper than an axe - Cut through the noise and BS💡 The Focus Problem Every Creative Faces: • Why having "hundreds of ideas" is actually killing your success • The dangerous trap of chasing money instead of mastery • How crypto/trading almost derailed his Hollywood dreams • Why saying NO to opportunities is the hardest skill to learn🎯 Real Talk on Making It:* His short film on domestic violence: 500K views, thousands of life-changing comments* The addiction of seeing your work impact real people* Why "starving artist" is a choice, not a destiny* The difference between dreaming big and actually executing at the highest levelThe Raw Reality: Axel came from communist Cuba with nothing. No corporate structure knowledge, no business education, just pure drive. Now he's working on major studio projects in LA while building his own production company.But here's what nobody tells you: Success isn't about doing everything - it's about doing ONE thing at the highest possible level while everything else tries to distract you.🚨 Perfect for:* Filmmakers tired of "follow your passion" fluff advice* Entrepreneurs struggling with shiny object syndrome* Anyone who wants to understand what "high level" actually means* Creatives ready to stop making excuses and start making impactStop chasing every opportunity. Start dominating the one that matters.Learn more about Axel: https://www.youtube.com/@AxelAxeTo focus on the 1% play a different wealth game. They pay 21% tax while you pay 40%+. Start building your financial fortress NOW https://bit.ly/IFFebook5💬 What's the ONE thing you need to focus on? Drop it below #FilmmakerLife #Entrepreneur #Focus #HollywoodSuccess #CreativeEntrepreneur #FilmBusiness #Views #Impact #HighLevel #Creed

Most Americans are quietly bleeding credit score points - not because they're irresponsible… but because they're uninformed.In this jaw-dropping episode of Stacks Over Tax, credit expert Randy Lambeth exposes the lies you've been fed by social media "gurus," banks, and even your CPA.He breaks down the 311 Rule - a simple, replicable strategy that can add up to 165 points to your credit score without ever paying a dime of interest. You'll learn how credit cards are scored, why your debit card is a financial landmine, and what actually triggers lenders and insurers to punish you - even if you pay everything "on time."If you've ever wondered why you can't get approved, why you're stuck with personal guarantees, or why your premiums are sky-high… this is the episode that explains it all.Time Indexes:00:00 – You never have to pay interest to have great credit01:15 – Welcome + Randy's quick story02:00 – What is the 311 Rule?04:00 – Why 3 major cards is the minimum for max FICO score06:00 – Common mistakes with utilization and due dates08:20 – Reporting date vs due date: why you're getting crushed09:40 – How to find your card's actual report date11:10 – Why FICO doesn't care about your income or net worth14:15 – The hidden cost of having "poor" credit16:30 – Real-world examples: gas, insurance, and groceries19:45 – Debit card nightmares that lead to bankruptcy22:00 – Entrepreneurs: why you're setting up your accounts wrong24:00 – The autopay trick to building perfect credit effortlessly26:30 – Story: billionaire with a G6 jet hired Randy over a missed payment29:00 – Why fraud protection with debit cards is almost non-existent32:00 – Prepaid cards, limited debit solutions, and how to start35:00 – Final stories and closing creditsWant your credit to actually work for you - not against you?Visit www.executivemoneystrategies.com to start protecting your money, eliminating risk, and building a legacy that doesn't depend on luck or gimmicks.To Find Rondi go to:http://www.rondilambeth.com