00:00:00 - Welcome Back to Stack Your Points 00:01:22 - Celebrating 500 Subscribers 00:05:24 - Hobbies Outside of Credit Cards 00:12:27 - Buying Perks Outright vs. Premium Credit Cards 00:29:50 - Using Your Cards as Intended 00:46:58 - Cardless: A Deep Dive 00:56:19 - Marriott and Amex: A Potential Future 01:09:06 - Adapting Credit Card Strategies to Lifestyle Changes 01:33:08 - Choosing Your First Premium Credit Card 01:55:51 - Designing the Ultimate Premium Card 02:08:44 - Membership Thanks and Closing Remarks

Join us as we tackle some Freedom Flex news and then a big ol mailbag.

00:00:00 - Introduction and Hosts’ Banter 00:09:49 - Discussion on Pop-Up Jail and Welcome Offers 00:23:56 - Lounge Access: Preferences and Priorities 00:42:51 - Chase Ultimate Rewards: Recent Changes 01:05:16 - Let’s Talk Couponization Pendulums 01:20:39 - New Chase Sapphire Offers and Updates 01:25:08 - Credit Card Points Boost and Travel Portals 01:39:46 - Community Influence on Credit Card Usage 01:53:31 - Unexpected Credit Card Acquisitions 02:03:14 - Final Thoughts

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• What if you'll do a whole segment on the problem with Capital One​. Lani alluded to it but didn't want to get into it. What am I missing? - @AcmeAcresA

• Intro: What is the SYPs definition of a catchall? And can it have FTFs? Does it have to be accepted at almost all merchants? - Keith
  • Main question(s): What is your current catchall card and what do you think is the best catchall card on the market even if you do not have the card?
  • Is there a popular catchall that you think is overrated? If so, why?

• Would love to hear the team discuss this question I had with a few other CC enthusiasts. Would you rather fly to Asia/Europe directly in premium economy or fly business with a medium/long layover. Personally I'd choose PE, but could see others disagreeing. - KirbyG

• Have any of you on the panel purchased points strategically for an upcoming redemption or to help meet a SUB? Hilton & IHG are both having limited time points sales with 100% bonus. - JC

• Given some of Chase's moves and rumored moves recently and the potentially coupon-ey Savor X, any predictions on further couponization/brand partnerships across C1, Citi, & WF? - DDAF

• Matt
  • Citizen’s latest “top” card has an Annual fee that is flexible based on your relationship with Citizens, is this something you’d like to see to help “manage” some of your Annual fees or do you see this as unnecessary?
• Lani
  • So Amex came out saying they will refresh the Amex Platinum cards (shocker, i.e. Chase and they do so every 4-5 years). I personally think they are pulling rulers out vs. doing it for business changes. But with so much more money being added to annual fee, competing credits, etc. Is it time to just pick Chase or Amex (based on hypothetical refresh)?

• RJ
  • We talk a lot about how to manage our set ups if our lives changes or we want to cut down on AFs. But how do you handle preparing for when the banks change the cards when your life doesn’t change?

• Where to find us

00:00:00 - Introduction and Hosts’ Banter 00:05:36 - Unique Points and Miles Strategies 00:09:41 - Best General Catch-All Credit Cards 00:17:11 - Transferring Points to Hotels: Value Proposition 00:26:41 - Positive Trends in the Credit Card Community 00:36:33 - Chase Sapphire Reserve Business Card Announcement + Capital One Venture X Changes 00:53:55 - The Rise of Rewarding Debit Cards 01:08:59 - Strategies for Applying for Credit Cards 01:28:58 - Balancing Personal Goals and Community Advice 01:42:53 - Conclusion and Final Thoughts

00:00:00 - Introduction and Host Updates 00:02:46 - GarudaMiles 00:08:06 - Credit Card End Game Discussion 00:20:24 - Barclays Travel Cards Review 00:24:17 - Signing Credit Cards: Is It Necessary? 00:28:24 - What Makes a Hotel Good? 00:42:49 - JetBlue and United Blue Sky Alliance 00:47:51 - Lani | The Impact of Buy Now, Pay Later on Credit Card Debt 01:04:29 - Matt | Prepaying for Travel: How Far is Too Far? 01:17:27 - RJ | Credit Card Pet Peeves 01:35:04 - Conclusion and Where to Find Us 01:37:18 - Conclusion and Where to Find Us

00:00:00 - Welcome To The Show 00:03:32 - Question 1 | Keeping Unused Credit Cards Active 00:08:26 - Question 2 | Managing Multiple Credit Card Ecosystems 00:17:49 - Questions 3 | Flying Economy vs. First Class 00:30:17 - Questions 4 | Cards You Irrational Want 00:41:20 - Questions 5 | Futurama Characters as Credit Cards 00:48:56 - Lani | Basic Economy vs. Standard Economy 01:11:12 - RJ | Travel Packing Strategies 01:32:55 - Craig | Dealing with Travel Devaluations 01:47:26 - Matt | Cards That Deserve A Second Look 02:02:15 - Final Thoughts and Wrap-Up

00:00:00 - Introduction and Greetings + Chase Sapphire Reserve Rumors 00:07:35 - Question 1 - Booking Flights with Points 00:28:48 - Question 2 - Favorite and Least Favorite Credits 00:34:57 - Question 3 - Cashback Concerns 00:41:15 - Question 4 - Capital One Venture X 00:47:42 - Question 5 - Annoying Hotel Trends 00:57:14 - RJ - Gamifying Credit Card Rewards 01:08:08 - Lani - Redemption vs. Destination 01:18:05 - Matt - Return on Spend: Is It Worth It? 01:37:39 - Closing Remarks