Spotting Financial Red Flags During Divorce - Tracy Coenen

Today, Mardi Winder welcomes forensic accountant Tracy Coenen, who has spent more than 25 years investigating financial fraud and uncovering the secrets hidden in divorce finances. Tracy brings her wealth of experience to the table, sharing why what you don’t know about the money in your marriage can absolutely hurt you during divorce, and how you can take proactive steps to protect yourself. If you’re feeling overwhelmed by the thought of navigating joint accounts, credit cards, or potential “money shenanigans,” you’re not alone. Tracy explains how financial confusion is common and nothing to be ashamed of, especially if you weren’t the one managing the money in your relationship.

She breaks down her practical approach to taking charge with her Divorce Money Guide, designed to put powerful tools and knowledge into the hands of everyday people, no advanced math skills required. Together, Tracy and Mardi dig into the common tactics used to hide assets, how to recognize signs of secret accounts, and what documents you need to gather when divorce is on the horizon. They touch on important topics like home equity lines of credit, early withdrawals from retirement accounts, and even cryptocurrency, debunking myths and sharing how to spot clues in financial records. If you suspect money is being hidden or moved, or you’re just trying to get your financial bearings, you’ll find step-by-step guidance and a reassuring message: you can take control and secure your future.

Plus, Tracy Coenen shares resources, including free tools and online courses, to help you get started, and offers advice on when it makes sense to invest in a forensic accountant or handle things yourself.

About the Guest Tracy Coenen has been investigating fraud for more than 25 years, but she didn’t always want to be a forensic accountant. With a dream of one day being a prison warden, Tracy went to Marquette University in Milwaukee, WI to get a criminology degree. A class on financial crime investigations reminded her how much she loved Encyclopedia Brown books as a kid. She continued her criminology degree, but added accounting and economics courses so she could become a CPA… and here Tracy is, finding money in cases of corporate fraud, high net worth divorce, and other financial shenanigans.

For Tracy’s complimentary resource: https://divorcemoneyguide.com/plan/

To connect with Tracy: https://www.divorcemoneyguide.com