South Bay Real Estate Update: Interest Rates, Credit Card Hacks & Q3 Market Recap

In today’s episode, Richard dives into three key topics shaping the South Bay market this fall. First, he breaks down interest rates and explains why local jumbo borrowers are landing roughly a full percentage point below national averages and how South Bay credit unions are offering some of the most competitive mortgage deals we’ve seen all year. Next, Richard shares a new segment on credit card rewards tailored for real estate. He highlights the Mesa card (earn points on your mortgage), the Bilt card (points for rent), and the Southwest Business Performance card (a travel hack for Realtors and business owners that can earn a two-year Companion Pass). Finally, Richard wraps up with a Q3 market recap, comparing how Manhattan Beach, Hermosa Beach, Redondo, and the Palos Verdes Peninsula performed this quarter, as well as, what trends may shape the rest of 2025. For more South Bay real estate insights, subscribe to Richard’s weekly blog at https://haynesre.com/blog/