Episodios

  • Red Flags That Scream, “I’m Bad With Money”

    Red Flags That Scream, “I’m Bad With Money”
    Aug 7 2025
    💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz. https://ter.li/8u8nzi 📈 Are you on track with the Baby Steps? Get a free personalized plan. You can’t judge a book by its cover, but can you judge someone’s ability to build wealth by their financial habits? In today’s episode, Rachel Cruze and George Kamel are waving their red flags at things that scream, “I’m bad with money.” Next Steps: 🎥 Watch our video How to Spot “Beige Flags” in Money and Relationships. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special:🍹Easy Watermelon Margarita • 4 cups frozen watermelon • 1/2 cup tequila • 1/4 cup triple sec• 1/3 cup fresh lime juice • 2 tablespoons honey • 1 cup ice Instructions: Cut up your watermelon and freeze it on a baking sheet for at least six hours. Add watermelon, tequila, triple sec, lime juice, honey and ice to a blender. Blend until completely smooth. Pour into salted rim glass and serve with lime. Enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    48 m
  • Our Unfiltered Takes on Your Real-Life Money Dilemmas

    Our Unfiltered Takes on Your Real-Life Money Dilemmas
    Jul 31 2025
    💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz. https://ter.li/8u8nzi 📈 Are you on track with the Baby Steps? Get a free personalized plan. Today we’re answering your real-life money questions! In this episode, Rachel and George listen to your voicemails and share their hot takes on everything from wedding expenses to kids’ braces. Next Steps: 🎥 Watch our video Responding to Your Complicated Money Situations (Our Two Cents). 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517.[JR1] 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: ☘️ Irish Maid Recipe: @anatomyofadrink 2 ounces Irish whiskey 1/2 ounce elderflower liqueur 3/4 ounce lemon juice 1/2 ounce simple syrup 2 cucumber slices Instructions: Add all ingredients to shaker tin, add ice and shake until chilled. Fine strain into a glass over fresh ice and garnish with a cucumber slice. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    38 m
  • How Does Your Net Worth Compare to the Average American?

    How Does Your Net Worth Compare to the Average American?
    Jul 24 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Does your current net worth feel like a power move or a bad punch line? In this episode, Rachel and George break down how what you’ve got compares to the average American by age and why it matters for your future. Next Steps: 🎥 Watch our video Do We Have It Harder Financially Than Our Parents? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥃 Banana Old-Fashioned Recipe: @parttimemixologist 2 ounces bourbon 1/4 ounce banana syrup 3–4 dashes black walnut bitters Instructions: Add all ingredients to a glass with ice and stir. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    47 m
  • Is Gen Z Financially Doomed? Let’s Talk About It

    Is Gen Z Financially Doomed? Let’s Talk About It
    Jul 17 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Is it harder for Gen Z to get ahead with money compared to other generations? In this episode, Rachel and George break down what’s working for and against them—plus answer Gen Z’s biggest questions about how to win financially. Next Steps: 🎥 Watch our video Dave Ramsey Answers Your Most-Asked Questions. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Strawberry Mint Mojito Mocktail Recipe: Soda Sense 3 strawberries 16 mint leaves 0.75 ounce lime juice 2 ounces sparkling water Instructions: Grab a rocks glass and fill it with strawberries and mint. Begin lightly muddling your two ingredients together until fully incorporated. Next, add lime juice, fill the glass with ice, and top your drink off with sparkling water. To incorporate the ingredients more, lightly mix in an upward direction. Garnish with lime wheels and strawberries. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    43 m
  • Everyday Middle-Class Luxuries (That Are Low-Key Bougie)

    Everyday Middle-Class Luxuries (That Are Low-Key Bougie)
    Jul 10 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Anyone else feel like being middle class is making a comeback? In this episode, Rachel and George talk through why this is happening, plus invite you to play along as they react to the internet’s favorite “middle-class luxuries.” Next Steps: 🎥 Watch our video Things That Scream “I’m Pretending to Be Upper Class.” 🍸 Follow Smart Money Happy Hour on TikTok: smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥃 Hot Honey Strawberry Bourbon Smash Recipe: The G and M Kitchen 1 1/2 ounces bourbon 3 fresh sliced strawberries 1/2 ounce hot honey 2 basil leaves Instructions: Add the sliced strawberries and two basil leaves to a rocks glass. Top with 1/4–1/2 ounce of hot honey. Thoroughly muddle so that the strawberries are almost all liquid. Top with 1 1/2 ounces bourbon and ice and stir well. Stir thoroughly so that the muddled strawberries are well distributed and do not stay at the bottom of the glass. Garnish with fresh strawberries and more basil. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    45 m
  • We’re Talking America, Freedom and . . . Finances?

    We’re Talking America, Freedom and . . . Finances?
    Jul 3 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Ever wonder how we went from using gold coins to dollar bills? In this episode, Rachel and George celebrate America’s birthday by unpacking the wild history of U.S. currency and testing your knowledge with some fun American money trivia. Next Steps: 🎥 Watch our video Unique Money Traditions You Won’t Find in the U.S. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥃 Broad Stripes and Bright Stars Recipe: Social and Cocktail 1/2 ounce absinthe 2 ounces blueberry vodka 1/2 ounce simple syrup 1/4 ounce lemon juice 1/4 ounce raspberry liqueur 2 ounces ginger beer 3 blueberries 1 sugar cube Instructions: Muddle fresh blueberries and add syrup, absinthe, juice and vodka. Add ice and shake and pour into highball glass. Drizzle liqueur and top with ginger beer. Garnish with one sugar cube. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    46 m
  • Reacting to the Most Unhinged GoFundMe Campaigns

    Reacting to the Most Unhinged GoFundMe Campaigns
    Jun 26 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Is starting an online fundraiser for yourself so you can go to Yoga Teacher Training really cringy or kind of genius? In this episode, Rachel and George react to the wildest GoFundMe campaigns out there. Plus, find out why giving is actually the most fun you’ll have with money. Next Steps: 🎥 Watch our video Dupes, Counterfeits, Scams, Oh My! Is Anyone Safe? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: Love Gun 🥃Recipe: @anatomyofadrink 2 ounces light rum 3/4 ounce lemon juice 1/2 ounce raspberry syrup 1/2 simple syrup 1/4 St. Elizabeth Allspice Dram 1 1/2 ounce club soda Instructions: Add all ingredients to shaker tin, add ice and shake until chilled. Strain into a glass over a large ice cube and top with club soda. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    41 m
  • Is Anything Actually Cheaper in 2025? Let's Find Out!

    Is Anything Actually Cheaper in 2025? Let's Find Out!
    Jun 19 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Inflation is real right now . . . but we do have some things going for us. In this episode, Rachel and George reveal which things are cheaper now than they used to be, plus which purchases you can make that hold their value. Next Steps: 🎥 Watch our video What Will It Cost to Live in 40 Years? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥃 Godfather Recipe: @moodycocktails 1 ounce amaretto 1 ounce scotch 3 dashes Angostura bitters Instructions: Pour all ingredients into an old-fashioned glass filled with ice cubes. Stir gently. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    47 m