Smart College Buyer Podcast Por Jack Wang arte de portada

Smart College Buyer

Smart College Buyer

De: Jack Wang
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Strategic guidance to the college admissions and college financial aid process for students and families curious about funding higher education. By planning ahead, understanding what the admissions offices at your target universities are looking for, and familiarizing yourself with the financial aid process, you can streamline the college experience and avoid any last-minute surprises that could impact your ability to pay for college. No more wondering “How am I going to pay for college?” From scholarships to grants to loans, and the options at each school across the US, knowing your options and how to access them can help you focus on getting the best college education in your desired field rather than worrying about mounting college expenses. Jack Wang is your guide to financial aid strategies, selecting the best school for your interests, and creating an affordable plan for your family, maximizing the experience for all involved. Don’t get caught playing checkers while the universities are playing chess! Listen here every-other-week as we break down the essential steps and strategies around college financial aid and admissions.Copyright 2025 All rights reserved. Economía Finanzas Personales
Episodios
  • Military Families: How to Use VA Benefits to Further Your Kids’ Education | EP 16

    Military Families: How to Use VA Benefits to Further Your Kids’ Education | EP 16
    Sep 25 2025
    Are you a veteran or service member trying to figure out how to send your kid to college? You probably know there are some serious educational benefits available, but perhaps you aren’t sure how to tap into them or whether you can pass them to your kids. Today, Kate Horrell and Jack Wang discuss VA Education Benefits’ transfer rules, eligible recipients, and service obligations. Kate Horrell is the author of College Finances for Military Families, a comprehensive guide to integrating military and veteran education benefits into your family's college funding plan. A military and veteran pay and benefits expert, she leveraged military-related benefits to help pay for her children's college educations, and she can help your family save money by using these benefits. Take Charge of Your Family’s Education with VA Benefits (00:01:17) Unlocking VA Educational Benefits for Military Families (00:04:21) Common Mistakes in Post 9/11 GI Bill Transfer (00:15:24) Optimizing VA Benefits Distribution for Multiple Children (00:19:10) Strategic Allocation of VA Education Benefits (00:21:16) Optimizing GI Bill Housing Allowance for Veteran Families’ Education The Full Briefing on Military Educational Benefits & Avoiding Mistakes Common mistakes with the Post 9/11 GI Bill include not meeting transfer rules, not understanding the benefits before usage, and misconceptions about covered expenses. Splitting VA benefits among children or family members requires careful considerations like eligibility, grad school options, assets, and cash flow planning. (00:05:14) "So, there are three primary parts to the post 911 GI Bill, one of them is tuition, one of them is a monthly housing allowance, and one of them is a books allowance." - Kate Horrell Strategic Planning Opportunities to Use Your Military Benefits for The Next Generation Post 9/11 GI Bill allows service members to transfer education benefits to family members like children and spouses. Common mistakes with Post 9/11 GI Bill include not meeting transfer rules, not understanding the benefits before usage, and misconceptions about covered expenses. Strategic planning is important to efficiently allocate VA benefits, considering factors like income changes and tax credits. Splitting VA benefits among children or family members requires considerations like eligibility, grad school options, assets, and cash flow planning. Varying housing allowances for Post 9/11 GI Bill recipients impact benefit usage decisions based on school location and cost of living. Making the Most of Your VA Education Benefits Apart from the well-known Post 9/11 GI Bill, Kate Horrell also brought attention to lesser-known programs such as DEA Survivors and Dependents Educational Benefits and the Frye Scholarship. Kate is a Chartered Financial Consultant, Military Qualified Financial Planner, and Accredited Financial Counselor. After 28 years following her now-retired Sailor around the world, she now lives outside of Washington, DC, when she's not sharing her knowledge with audiences across the country. Follow Kate Horrell: Book: https://www.amazon.com/College-Finances-Military-Families-Confidently/dp/B0F9NDL54P/ref=tmm_pap_swatch_0 Blog: https://www.KateHorrell.com Facebook: https://www.facebook.com/KateHorrellFinanceExpert LinkedIn: https://www.linkedin.com/in/katehorrell/ Instagram: https://www.instagram.com/realkatehorrell/ Connect with host, Jack Wang: https://www.linkedin.com/in/thejackwang/ *be sure to send a connection request with a message saying Hello! Navigate college funding with me at www.smartcollegebuyer.com The content of this podcast is for educational and informational purposes only and should not be considered financial, tax, or legal advice. Nothing in this podcast is a recommendation or solicitation to buy or sell any financial product or service. Every family’s financial situation is unique, so always consult with your own financial or tax professional before making any decisions. While we do our best to provide accurate and up-to-date information, we can’t guarantee its completeness or accuracy. Past performance is not indicative of future results. Your mileage may vary. No warranties, express or implied. Batteries still not included.
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    30 m
  • Ways to Pay for College: Gifting, Shifting, Loans, and More | Ep 15

    Ways to Pay for College: Gifting, Shifting, Loans, and More | Ep 15
    Sep 11 2025

    When you’re facing any large purchase, there are two major questions you must answer:

    1. How do I lower the cost?
    1. What’s the best way to pay for it?

    While you’ve heard about student loans, 529 plans, and, potentially, other options to help you finance college costs, the best way for YOU to pay for college for your student is likely a unique combination of tools & tax strategies based on your personal situation. **This is why it’s so important to work 1:1 with a financial planner and tax advisor.

    College Financing, Debt Freedom, and Wealth Building

    529 plans offer flexibility but require consideration of tax implications. While these plans can be a great way to save for college expenses, it's important to understand how they can impact your taxes and overall financial situation. Making informed decisions now can lead to significant savings down the road.

    Gifting and income shifting can save on taxes and shift income to family members. By strategically gifting assets or shifting income to family members in lower tax brackets, you can reduce your tax liability and potentially save a significant amount of money. It's all about understanding the rules and making the most of the opportunities available to you.

    College Payment Hacks: Smart Ways to Pay for College

    (00:03:13) College Tuition Payment Plans Overview

    (00:05:58) Tax Benefits and Flexibility of 529 Plans

    (00:09:16) Strategies for College Tuition Financing

    (00:18:16) Income Shifting and Tax-Saving Strategies

    (00:21:47) Funding College While Building Long-Term Wealth

    Paying For College Without Taking on a Truckload of Debt

    Jack Wang highlights the importance of exploring various financial strategies to fund college education, including payment plans, savings, 529 plans, and loans, to safeguard a family's financial well-being. He highlights colleges offering diverse payment plans and emphasizes advanced financial techniques, such as leveraging tax savings and allowing investments to grow, to minimize the long-term financial burden of college expenses.

    This episode answers these questions:

    • What are some advanced strategies for college financing?
    • What are the various ways families can pay for college?
    • How can gifting and income shifting strategies help save on taxes?
    • What are the tax implications of 529 plans?
    • How can college financing be turned into an opportunity for building long-term wealth?

    Connect with host, Jack Wang: https://www.linkedin.com/in/thejackwang/

    *be sure to send a connection request with a message saying Hello!

    Navigate college funding with me at www.smartcollegebuyer.com

    The content of this podcast is for educational and informational purposes only and should not be considered financial, tax, or legal advice. Nothing in this podcast is a recommendation or solicitation to buy or sell any financial product or service. Every family’s financial situation is unique, so always consult with your own financial or tax professional before making any decisions. While we do our best to provide accurate and up-to-date information, we can’t guarantee its completeness or accuracy. Past performance is not indicative of future results. Your mileage may vary. No warranties, express or implied. Batteries still not included.

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    25 m
  • Unlocking Financial Success for College Students with Budgeting and Credit Usage Education | Ep 14

    Unlocking Financial Success for College Students with Budgeting and Credit Usage Education | Ep 14
    Aug 28 2025

    Understanding how your credit score works and actively working to improve it can open up doors to better financial opportunities. One of the biggest mistakes college students make when it comes to credit is overspending and not keeping track of their expenses.

    My guest today, Brittany Greene, focuses on providing financial education and resources to college students. Through her company, Crown Financial, she offers workshops, online courses, and personalized coaching to help students navigate the complexities of personal finance. From budgeting and credit score management to investing, Crown Financial equips students with the knowledge and tools they need to make informed financial decisions both during college and beyond.

    Empowering College Students through Financial Education and Credit Score Building Techniques

    (00:05:26) Empowering College Students through Credit Education

    (00:05:26) Developing Growth Mindset for Financial Success

    (00:06:12) Mindset Shift for Financial Success in Credit

    (00:08:00) Credit Empowerment for College Students

    (00:15:43) Financial Empowerment through Strategic Money Management

    (00:18:33) Credit Score Fluctuations with Velocity Banking

    The Impact of a Growth Mindset on Finances

    Building a growth mindset is crucial in financial progress. It's all about having the belief that you can learn, grow, and improve your financial situation over time. By adopting a growth mindset, you are more likely to take risks, learn from failures, and persist in the face of challenges - all of which are essential for financial success.

    (00:21:56) "The best investment that you can make is in yourself personally. Develop yourself so that you can recognize opportunities, so that you can take advantage and you don't fumble the bag on the opportunities that you have coming up." - Brittany Greene

    Tips for Families Preparing to Send a Student to College:

    • Develop a growth mindset to believe in your ability to progress financially.
    • Start with building your mindset every day by listening to podcasts, using affirmations, and staying resilient.
    • Utilize resources like StellarFi and Self to build credit by paying bills on time.
    • Learn about your credit report using tools like Credit Karma and Experian.com.
    • Recognize that the best investment you can make is in yourself personally, to recognize and seize opportunities.
    • Encourage students to transition (and model the transition yourself!) from a fixed mindset to a growth mindset to pave the way for financial success.

    Connect with host, Jack Wang: https://www.linkedin.com/in/thejackwang/

    *be sure to send a connection request with a message saying Hello!

    Navigate college funding with me at www.smartcollegebuyer.com

    The content of this podcast is for educational and informational purposes only and should not be considered financial, tax, or legal advice. Nothing in this podcast is a recommendation or solicitation to buy or sell any financial product or service. Every family’s financial situation is unique, so always consult with your own financial or tax professional before making any decisions. While we do our best to provide accurate and up-to-date information, we can’t guarantee its completeness or accuracy. Past performance is not indicative of future results. Your mileage may vary. No warranties, express or implied. Batteries still not included.

    Follow Brittany Greene:

    LinkedIn: https://www.linkedin.com/in/brittanygreenecf/

    Website: https://www.crownedfinancials.com/

    Resources:

    https://stellarfi.com/

    https://www.self.inc/

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    24 m
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