Shutdown's Over—Are You Ready to Retire Now?
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If you’re done working in uncertain shutdown-zones instead of on your own terms, now’s the time to lock in your retirement freedom— the longest federal shutdown in history just highlighted what it means to wait.
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👋 WHO AM I?
CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.
⏱ TIMESTAMPS
0:00 Intro – Why this shutdown matters for your federal retirement plan
0:35 43 Days Unpaid – How the longest U.S. government shutdown exposed your risk
1:00 Credit-card debt & savings wiped out – real stories from federal employees
1:33 The wake-up call – “I want out of this cycle”
2:01 Retirement triggers – 30 years @ 57 vs. 20 years @ 50 for federal service
2:57 Why you need a parachute – the danger of walking away without a plan
3:32 The rules you must know – penalty-free retirement options explained
4:05 Putting together your exit strategy – step-by-step guide for federal employees
4:38 Get a second opinion – why one wrong election can cost you years
5:12 Wrap-up & next steps – your path from views to value
#FederalRetirementPlanning #GovernmentShutdownImpact
Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.
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