Should You Take Social Security Early? Let’s Break It Down!

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If your parents died relatively young, it’s natural to wonder what that might mean for your own future. From a financial standpoint, that uncertainty raises tough questions: should it change how you plan for retirement, or when you decide to start taking Social Security benefits? In this episode, Sean unpacks the layers behind the choice to claim early.

Here’s what we discuss in this episode:

📊 Why claiming early depends on more than just life expectancy

🧮 Calculating whether early claiming meets your income needs

🩺 Health care costs before Medicare at 65

💑 The ripple effect on a surviving spouse’s benefits

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