Should Medical Debt Be Removed from Credit Reports? Expert Insights | Ep. 247

Should medical debt credit reporting be removed or does it remain essential for lenders?
In this episode, host Adam Parks sits down with Dan Smith, President & CEO of the Consumer Data Industry Association (CDIA), to unpack the history of the Fair Credit Reporting Act compliance rules, the controversial CFPB medical debt rule, and why credit reporting preemption matters. We also dive into the predictive value of medical debt, voluntary industry reforms that already removed 70% of debt from reports, and what these changes mean for underwriting and compliance moving forward.
Listen now to get practical insights you can use to protect your business and prepare for the future of credit reporting.


Podcast Website:
https://receivablespodcast.com/videos/medical-debt-credit-reporting-smith
Guest Website:
https://www.cdiaonline.org/
Guest LinkedIn:
https://www.linkedin.com/in/dan-smith-31abaa10/


Medical Debt Credit Reporting,
Fair Credit Reporting Act Compliance,
Predictive Value of Medical Debt,
CFPB Medical Debt Rule,
Credit Reporting Preemption,
Medical Debt Removal from Credit Reports,
Debt Buyers Compliance,
Credit Agency Risk Management
#MedicalDebtCreditReporting
#DanSmith
#CFPBMedicalDebtRule

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