Want to get in touch with Mark? 👉 https://silverman-associates.com/home

In this mailbag episode, Mark responds to listener concerns that highlight the uncertainty many people feel as retirement gets closer. These are the kinds of moments where hesitation, assumptions, or bad timing can have lasting consequences. Before making a move, it’s worth slowing down, because big decisions deserve more than guesswork.

Here’s what we discuss in today’s show:

💸 Social Security & Taxes: Why benefits can be taxable

🧾 401(k) Plan Changes: What happens after a merger or transition

⏳ Timing Social Security: Weighing early vs delayed decisions

😟 Social Security Anxiety: Fears about the system’s future

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832

520.618.5323

Want to get in touch with Mark? 👉 https://silverman-associates.com/home

Most people focus on saving more but overlook how much power they already have. Mark walks through the major financial assets many people take for granted and explains why ignoring them can quietly limit retirement confidence.

Tune in to make sure your biggest resources are working together for you, not against you.

Here’s what we discuss in today’s show:

🏠 Home Equity: Understanding its role in retirement decisions

💼 Workplace Savings: Why old allocations can become liabilities

🧩 Social Security Value: Treating it like the asset it is

🗂️ Consolidation: Simplifying accounts for clarity and control

📈 Future Potential: Using earning years wisely before retirement

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832

Want to get in touch with Mark? 👉 https://silverman-associates.com/home

Clutter isn’t just a problem in your garage, it creeps into your finances, too. In this episode, Mark talks through the habits, products, and decisions that weigh down your money without adding real value. Discover how to clean up your finances and invest confidently for the future. If your finances feel messy or inefficient, this is a smart place to start cleaning up.

Here’s what we discuss in today’s show:

🧾 Debt Reality: Knowing what actually adds value

🎢 Risk Awareness: Understanding what you’re really exposed to

💸 Hidden Costs: Fees that quietly erode your progress

💤 Lazy Money: Cash that’s falling behind inflation

🤝 Trust Matters: Avoiding costly mistakes and bad incentives

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832