Want to get in touch with Mark? 👉 https://silverman-associates.com/home

Is downsizing right for you in retirement? For many retirees, the decision to downsize isn’t just about saving money; it’s about simplifying life. Mark reveals why moving to a smaller home isn’t always a money-saver, digging into costs like mortgages, HOA fees, and property taxes. He shares his personal perspective and explains how family needs and lifestyle goals play a role. Tune in for practical advice to help you weigh the real pros and cons before making this big move.

Here’s what we discuss in today’s show:

🏡 Downsizing Decisions: understanding when a move makes financial and lifestyle sense

💵 Financial Planning Factors: how selling, buying, or renting affects your retirement budget

🧹 Maintenance & Upkeep: reducing home responsibilities without sacrificing comfort

💬 Emotional Shifts: preparing for the lifestyle changes that come with “less stuff”

🧭 Timing Matters: why market conditions and tax considerations should guide your decision

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832

Want to get in touch with Mark? 👉 https://silverman-associates.com/home

When it comes to retirement, there are certain realities you simply can’t ignore, no matter how much you might want to. In this episode, Mark takes a practical look at the challenges retirees face and how to prepare for them with confidence. The best way to be ready for a major life change is to learn as much as you can ahead of time so let’s make sure you know what’s coming.

Here’s what we discuss in today’s show:

⏳ Longer lifespans mean your money must last decades, not years

💊 Healthcare and long-term care costs rise faster than inflation

✈️ Enjoy active retirement early while health allows it

💸 Beware of high-commission products that promise easy fixes

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832

Want to get in touch with Mark? 👉 https://silverman-associates.com/home

We’ve all heard sayings like “real estate never fails” or “a mortgage is good debt.” But is conventional wisdom always wise? In this episode, Mark takes a closer look at some of the most common money beliefs and reveals where they can lead you astray, especially as you prepare for retirement. Don’t let outdated advice steer your retirement; learn what’s really true for today’s world.

Here’s what we discuss in today’s show:

🏠 Real estate isn’t always the “can’t lose” investment

📉 Why “good debt” like a mortgage isn’t always good

🕰️ Planning your time in retirement is just as vital as your finances

📊 Timing the market vs. time in the market

💡 Peace of mind often matters more than numbers on a spreadsheet

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832