In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Founder and CEO of Haven Financial Group, continues the conversation on what makes retirement truly fulfilling. He shares insights on the importance of healthy habits, staying socially connected, setting goals, and maintaining a positive mindset throughout retirement. The discussion also covers how health and healthcare costs evolve over different retirement phases, why planning beyond finances matters, and how thoughtful timing and goal setting can reduce stress and improve quality of life.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Founder and CEO of Haven Financial Group, is joined by Kim to explore what truly makes retirement fulfilling. They discuss how inflation can quietly impact your retirement lifestyle, why healthcare costs are often underestimated, and how maintaining purpose through habits, hobbies, and passions plays a major role in long-term happiness. Whether you’re already retired or planning ahead, this episode offers practical insights to help you prepare with confidence and intention.

Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kyle Thomas, CFP®, discuss how emotions can impact financial decisions and why having a solid plan is key to long-term confidence. They explore strategies for creating a portfolio that can handle market ups and downs, the importance of ongoing guidance, and how to stay focused amidst media noise and market volatility. The conversation also highlights educational resources and seminars offered by Haven Financial Group to help listeners gain clarity and peace of mind in their retirement planning.

Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kyle Thomas, CFP®, discuss how investment strategies should be tailored to each individual’s goals, risk tolerance, and stage of life. They explain why a “one-size-fits-all” approach rarely works, how to balance stocks and bonds appropriately, and why ongoing adjustments are important. Whether you’re just starting out, approaching retirement, or already retired, this conversation emphasizes creating a plan that fits your needs, protects your family, and gives you confidence in your financial future.

Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kyle Thomas, CFP®, explore practical steps to strengthen your retirement plan this year. They discuss the importance of starting early with retirement accounts, taking advantage of employer matches, catch-up contributions, and options for self-employed individuals. The conversation also covers avoiding penalties, understanding timelines like required minimum distributions, and the value of transparent, cost-conscious planning.

Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

In this episode of the Safe Haven Solutions Podcast, Kyle Thomas, CFP®, joins Larry to discuss practical strategies for a confident retirement. They cover how to build a portfolio that isn’t overly impacted by market volatility, the importance of predictable income streams, and ways to approach tax-efficient retirement planning. Whether you’re thinking about retiring soon or just getting started, this conversation highlights the value of thoughtful planning, understanding your options, and keeping emotions out of your investment decisions.

Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

In this episode of the Safe Haven Solutions Podcast, Larry and Kim discuss some of the most common—and costly—retirement pitfalls and how to avoid them. From planning too long to work and misunderstanding market risk to overlooking long-term care and income needs, they explain why awareness and preparation are critical. As the new year begins, this episode encourages listeners to take a proactive approach to retirement planning and start 2026 with clarity and confidence.

Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

In this episode of the Safe Haven Solutions Podcast, Larry and Kim break down the role Social Security plays in retirement and why claiming decisions matter more than many realize. They discuss common misconceptions, taxation, income limits, and the risks of claiming too early. With many Americans leaving money on the table, this conversation highlights the importance of education, strategy, and making Social Security a thoughtful part of a broader retirement plan.

Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group