SFF 2025 - How Treasury Management is Evolving in the Digital Age - David Hanna, Kriti Jain, and Jessie Toh

Treasury is undergoing a fundamental shift as global businesses operate across more markets, more banks, and more currencies than ever before. The old model, built on spreadsheets, manual reconciliation, and after-the-fact reporting, cannot keep pace with real-time payments, 24/7 liquidity demands, and increasingly complex cross-border flows.

In this episode of ATP recorded at SFF 2025, David Hanna (Finmo), Kriti Jain (Deutsche Bank), and Jessie Toh (Coda) paint a picture of Treasury as an ecosystem role, data-driven, modular, compliant, and deeply strategic, where Treasurers become designers of liquidity and key partners in how global businesses grow.

Some of the topics that David, Kriti and Jessie covered in detail included:

• Treasury is moving from hindsight to foresight. The CFO, controller and treasurer are no longer just reporters of what happened; they are becoming strategic enablers.
• Fragmented data is the silent enemy of modern treasury. Centralizing data is the prerequisite for every other kind of sophistication.
• Connected financial intelligence is a better language than “treasury systems”, “Connected Financial Intelligence and Control” for the modern CFO.
• AI isn’t a buzzword for Finmo. It’s woven into how modern treasury actually gets done, designed to give finance leaders what David calls “financial second sight.”
• Cross-border liquidity is now a 24/7 discipline, not a monthly exercise.