Rocket + A16Z Think They Solved Housing — Here’s the Problem

📊 Bay Area Realtor Reacts: Rocket CEO & Venture Capitalist Explain How to Fix the Housing Crisis

Today we’re breaking down one of the most important conversations happening in housing right now — a deep dive between Rocket Companies’ CEO and a leading Andreessen Horowitz partner on why homeownership has become so difficult… and what it will take to fix it.

As a Bay Area Realtor who works with buyers and sellers every day, I’m reacting to their discussion on affordability, supply shortages, generational wealth, construction constraints, and the future of homeownership in America.

In this video, we analyze:

🏡 Why Homeownership Is Slipping

How the median homebuyer age jumped from 30 to 38, and why younger buyers are being priced out.

📉 The Big Divide: Cash vs. Assets

Why people paid in stock are winning — and why salary-only buyers are being left behind.

🏗️ The Supply Crisis Explained

From NIMBYism to regulations to construction delays: the structural bottlenecks making homebuilding harder than ever.

📈 Asset Inflation vs. Real Inflation

Why home prices skyrocketed relative to wages — and what “asset inflation” really means for first-time buyers.

🏠 Levittown to Today: How We Got Here

Why we used to build fast, affordably, and at scale — and why that’s nearly impossible today.

🤖 Will AI + Robotics Fix Housing?

The conversation around 3D printing, modular homes, automation, and how tech could reboot home affordability in the next decade.

💳 Fintech vs. Mortgage Reality

Why mortgages remain the “final boss” of fintech — and why Rocket is trying to vertically integrate search → financing → servicing.

🔑 Key Takeaways:

✅ Housing isn’t unaffordable for everyone — but it’s increasingly unaffordable for buyers without assets.