Risk Reduction in Retirement: Why the 4% Rule Fails and What to Do Instead | Episode 131

In this episode of Safer Retirement Radio, Brian Decker and Marc Knauss, CFP(R) break down the myths and mistakes of traditional retirement strategies—and show you what to do instead. You’ll learn: Why the 4% rule often fails in flat or volatile markets How sequence of return risk can derail your income The three key ways Decker Retirement Planning reduces risk How momentum strategies protect your investments during downturns Why Roth conversions and smart tax placement can save you six figures in retirement taxes Whether you’re already retired or planning to retire in the next 5–10 years, this episode gives you actionable insights to protect your nest egg and retire with confidence. 👉 Learn more or schedule your free visit: https://deckerretirementplanning.com 📞 Call today: 833-707-3030