Most retirement conversations are about saving enough. Today, Sean’s talking about the other side of that. What happens when you've saved, you're there, and you still can't bring yourself to spend it? It's more common than people admit. And it can quietly rob you of the retirement you worked so hard to build. A great financial plan’s purpose is to both protect you and give you permission to spend and enjoy your life.

Here’s what we discuss in this episode:

💸 Spending Shift: Moving from saving to spending is difficult

⚠️ Fear of Running Out: Uncertainty creates hesitation

🧭 Income Clarity: Understanding how money flows builds confidence

🚧 Guilt Barrier: Emotional resistance can hold people back

📅 Plan to Spend: A clear process makes spending easier

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com

Everyone’s got an opinion about money (especially the people with a book deal or a TV show). Some of that advice is useful. Some of it sounds better on a stage than it works in real life. Financial hot takes can be entertaining, motivating, and occasionally… unhinged. Today, Sean explains that the key is knowing which advice fits your life and circumstances and ignoring the irrelevant stuff.

Here’s what we discuss in this episode:

🔥 Kiyosaki’s Call – Quit jobs, buy alternative assets

💰 Orman’s Cushion – 3-5 year cash reserves

📊 O’Leary’s Rule – Constant net worth tracking

📈 Ramsey’s 8% – Aggressive retirement withdrawals

🚀 Musk’s Vision – Future makes savings obsolete

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com

📞 Get your customized planning started by booking a 15-minute consultation:

https://calendly.com/erg-slc/15minutediscoverycall

📘 Grab Your FREE Copy of "Rounding Third"

http://rounding-third.elevatemyretirement.com/

There’s no shortage of retirement advice, especially on social media, where bold claims and simple formulas get a lot of attention. But how much of it actually applies to your unique situation? Sean plays MythBusters and takes on ten common retirement beliefs that can quietly undermine a well-built plan. If you’ve been relying on generic advice, it may be time to step back and consider a more personalized, thoughtful approach to retirement planning.

Here’s what we discuss in this episode:

📜 Wills vs. Trusts: Probate and control considerations

📊 Investment Shifts: Stocks, bonds, and rule-of-thumb thinking

🧩 Social Security Reality: Supplement, not solution

🧾 Tax Bracket Expectations: Retirement tax may surprise you

💼 Working Longer: Backup plans aren’t guarantees

Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall

Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/

Contact us:

(801) 639-0095

slee@erg-slc.com