Retire Young-ish Podcast Por Adidas Wilson arte de portada

Retire Young-ish

Retire Young-ish

De: Adidas Wilson
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Retire Young-ish is the money podcast for Millennials and Gen Z who want freedom, not just finances. We break down investing, saving, side hustles, and the FIRE movement without the boring jargon. Whether you dream of retiring early, working less, or just living life on your own terms, this show gives you real strategies, honest conversations, and a few laughs along the way. Because who says planning for retirement has to wait until you’re old?Copyright Author Adidas Wilson Economía Finanzas Personales Gestión Gestión y Liderazgo Liderazgo
Episodios
  • If I Started Investing In 2025, This Is What I Would Do

    If I Started Investing In 2025, This Is What I Would Do
    Nov 12 2025
    The source provides an extensive financial playbook for building long-term wealth starting in 2025, emphasizing a disciplined, evidence-based approach rather than chasing market fads. The author first establishes the current economic context (high S&P 500, higher Treasury yields, persistent global deleveraging) to justify a shift away from speculative investing. The guide details a step-by-step process, beginning with establishing a clear investment mindset focused on behavioral edge and treating investing like a business. Practical sections cover tax-advantaged account utilization, a specific 80% core/20% satellite asset allocation with index funds and thematic picks, and quantitative security selection criteria. Finally, the text outlines crucial behavioral guardrails, tax-loss harvesting strategies, and a detailed execution plan for the initial investment, advising automation and a focus on compounding real returns over decades.

    “If you don't find a way to make money while you sleep, you will work until you die.”

    Warren Buffett
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    37 m
  • Why Are Most Americans Broke, and Will They Forever Stay Broke?

    Why Are Most Americans Broke, and Will They Forever Stay Broke?
    Nov 5 2025
    The source, an excerpt titled "The 12 Gears Grinding American Wealth," presents a comprehensive argument that the financial struggles faced by most Americans are not due to personal failure but are the result of systemic economic design features. It identifies twelve interlocking mechanisms, or "gears," that keep the majority of people financially strained, citing statistics that show high percentages of workers living paycheck to paycheck and being unable to cover small emergencies. The episode details these gears, which include wage stagnation despite productivity increases, the crushing cost of housing and healthcare, the shift of retirement risk onto individuals through the 401(k) system, and the detrimental impact of the gig economy and inflation. Ultimately, the source concludes that this economic machine is engineered to run on debt and despair, only offering limited "escape hatches" for individuals willing to adopt extreme financial behaviors or through unlikely future macro-level policy changes.

    “If you don't find a way to make money while you sleep, you will work until you die.”

    Warren Buffett
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    53 m
  • What Is the 4% Rule for FIRE?

    What Is the 4% Rule for FIRE?
    Nov 4 2025
    The source provides an extensive examination of the 4% Rule, which is the foundational principle of the Financial Independence, Retire Early (FIRE) movement. It explains the rule's origin, noting that financial advisor William Bengen developed it in the 1990s using historical market data to find the highest safe withdrawal rate that would sustain a diversified portfolio for at least 30 years. The episode details the core mechanics, requiring savers to accumulate 25 times their annual expenses, and then withdraw 4% of that total in the first year, adjusting subsequent withdrawals for inflation. However, the source also addresses significant criticisms, pointing out that the original rule’s 30-year horizon is too short for early retirees, and recent economic factors like high inflation and low bond yields suggest a safer modern rate may be closer to 3.5%. Finally, the episode explores alternatives and adaptations, such as using variable spending and guardrails, to make the rule more viable for those seeking financial freedom today.

    “If you don't find a way to make money while you sleep, you will work until you die.”

    Warren Buffett
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    55 m
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