Responsible Bank-Fintech Partnerships with California DFPI Deputy Commissioner Christina Tetrault

Christina Tetrault, Deputy Commissioner at California’s Department of Financial Protection and Innovation (DFPI), offers a candid, practical look into the regulatory realities shaping today’s financial collaborations.

Drawing from real-world enforcement actions and firsthand experience, Christina outlines the common missteps that can derail even the most promising partnerships—and what organizations must do to stay on course. Her message is clear: compliance isn’t a checkbox or a one-sided burden—it’s a shared responsibility across the entire ecosystem.

Whether you're scaling a fintech startup, leading risk at a traditional bank, or exploring the future of financial innovation, this episode delivers a clear roadmap for building partnerships that are not only groundbreaking—but built to last.

Christina offers insights on

• How to build a resilient culture of compliance from the inside out
• Modern tools and strategies for staying ahead of regulatory expectations
• Why proactive engagement with regulators is key to long-term success
• Lessons from recent enforcement actions—and how to avoid similar mistakes

Show Notes

• Connect with Rhonda: https://www.linkedin.com/in/rhonda-mcgill/
• For more info on California DFPI’s weekly office hours: https://dfpi.ca.gov/about/dfpi-divisions-and-offices/office-of-financial-technology-innovation/
• Subscribe to PerformLine for resources and updates: https://lp.performline.com/subscribe-to-performline