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Real Talk with Big Red

Real Talk with Big Red

De: Denise Petti
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Everybody’s got that one thing they love. Is your ONE THING related to real estate? Do you binge-watch shows like ​Love it or List It and the Property Brothers? Do you not-so-secretly wish you could be on one of those shows? Maybe you find yourself mentally staging your neighbor’s home so you can sell it? Well... if you can relate, then you’re in good company. My name is Denise Petti... but my friends call me Big Red... and I’m a licensed REALTOR specializing in primary homes and luxury vacation properties across New Jersey and beyond. I’ve made it not only my job... ​I’ve made it my passion and my mission to connect people, places and dreams. In this podcast, I GET REAL about all things real estate. I’ll be joined by fellow real estate agents and industry experts as we dish about the whos, the whats, the wherefores and the how to’s around one of the most reliable and universal means for building wealth since the beginning of time. Even better, I’ll be taking your real estate questions, right here on the air. Phone lines are now open and ready to take YOUR real estate questions. The toll free phone number here in the studio is 844-5-BIG-RED so give me a call and ask me anything about real estate. Who knows? Maybe you’ll be featured on the show! Just to recap… If you love a good beachfront bargain hunt… If you can’t get enough of what this crazy (housing) market is doing... If you’re a sucker for a good story and you geek out over a great flip, then you’re definitely in the right place. Join me here each and every week as I, along with my guests, redefine real estate with real questions from real people just like you​. It’s time to kick back, get comfy and grab your favorite real estate app - cause I know you got one - and tune in every (Monday) for REAL TALK with Big Red.2020 Real Talk with Big Red Economía Gestión Gestión y Liderazgo
Episodios
  • Ep 9: Being a Discerning Buyer in a Seller's Market

    Ep 9: Being a Discerning Buyer in a Seller's Market
    Sep 16 2021
    If you are a fan of HGTV, then you know and have seen with your own eyes what buyers tend to look for and desire in today’s housing market: the chef’s kitchen, the soaker bathtub, the large backyard, room for a home office, a workout room, plenty of space to entertain… and of course, all of it completely fresh, modern, clean, updated and turnkey….  MOST of us are savvy enough to know that most TV is scripted, even and especially what they call “Reality TV” - totally scripted - so the question we are posing today has more to do with the buyer mentality that these shows are (perhaps unknowingly) creating in today’s marketplace. Which is to say, buyers with more discerning palettes are finding themselves in quite the dilemma as they find themselves coming up against other buyers who place far greater weight and importance on simply winning the deal at all costs. Can beggars even afford to be choosers in today’s seller’s market? Well all of this and more is what we are talking about today on this episode of Real Talk with Big Red.Episode Takeaways:Why being picky can sometimes do more harm than good in the modern real estate marketWhen to stick to your guns on the dream home wish list and when to set stuff aside for the sake of a positive outcomeHow to hold your real estate agent accountable in helping you find what you want and, more importantly, deserveBull market. Bear market. Buyers market. Sellers market. Sounds like a Dr. Seuss book... They come, they go, or so they say… because the current seller’s market appears to be here to stay with no signs of slowing down, at least not in the foreseeable future… but who among us has a crystal ball and how can we even predict what might happen… the more pressing matter is not what is GOING to happen but what IS currently happening and how to smoothly navigate the process amid so much chaos.Mega Real Estate Extraordinaire, Sam Lepore, is here in the studio with us today… He is the fearless leader of The Sam Lepore Group, a team of powerhouse agents working in and around South Jersey, down at the Jersey Shore and over the bridge, in Philadelphia. He has been in the real estate industry for close to two decades now, getting his launch in the mortgage industry, then transferring over to the sales side not long after the 2008 housing bubble burst. I myself have had the distinct honor and pleasure of working shoulder to shoulder with Sam in recent years, and I can say with authority, confidence and gratitude, that Sam is truly the man. That said, please join me in welcoming my co-host and guest today, Sam Lepore! Welcome Sam!So we’re talking about home buyers today…. First, let’s get your background before we launch into some of the listeners’ more common questions on this topic.Tell me, Sam, HOW… perhaps more importantly WHY did you get into this business and what would you say ignited your passion for real estate?Common questions:1.) So Sam, I’m sure you get asked this all the time… I know I do…. And we talked about this on the last episode with lender, Matt Boyce, who you and I both work closely with… What do you think, is this bubble gonna burst? 2.)  Let’s talk about housing inventory… as most fans and followers listening can attest… there’s so few homes for sale, so little time. How are you preparing your buyers to go into battle… and do you consider it a battle to compete and win bids in this current climate?As it relates to a winning formula, do you have a particular strategy or style that you like to stick to when working with buyers? I mean, it’s no small thing, guiding our clients, navigating them throughout the process, encouraging them, supporting them, offering suggestions to overcome transaction challenges… one could argue that it’s not enough to simply be an agile and experienced full time agent…. You also need to have, like, the Midas touch… what are your thoughts?And can we also talk about the challenges surrounding buyer financing? Naturally, buyers today with pre-approved FHA and USDA, VA and even Conventional loans are up against quite the race as they compete with all cash offers. Then you’ve got contingencies and appraisal issues…. What are you telling your buyers to help them stay on the positive and proactive side of things?Hey Big Red, my name is Scott and I have a question for you about getting ready to buy a house. I keep telling myself that I refuse to buy at the top of the market, and yet I currently own three properties and am strongly considering cashing out on all three and making a more decisive purchase in advance of retirement. My issue is that although I know I’ll make out quite well on the proceeds of my three sales, I am reluctant to overpay while values are so inflated. I am considering renting for the short term, just to see how things play out. My hope is that within the next few months or so, values will come down and inventory will improve. What is ...
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    33 m
  • Ep 8: The Housing Bubble: Fact or Fiction?

    Ep 8: The Housing Bubble: Fact or Fiction?
    Aug 27 2021
    The housing bubble… more like the housing mylar balloon… instead of it suddenly bursting without warning, it just sort of slooooowly deflates… ever notice how mylar balloons hang around for WAY longer than you think. Well, it’s a good analogy anyway. At least, I think it is.Matt Boyce is here with us today… He is Vice President and Managing Partner of Garden State Home Loans located in Cherry Hill, New Jersey. For those of you who may not already know Matt, and let’s be honest, who among us who live in this area and practice real estate DOESN’T know Matt? He’s basically the Guardian of the Garden State, well, at least as it pertains to Home Loans. Matt partnered with Garden State Home Loans in 2011 right in the heart of Cherry Hill, NJ and has since expanded the company’s footprint over the years and is now currently licensed in SIX states. Amazing and awesome. So allow me to welcome my co-host and guest today, Matt Boyce! Welcome Matt!So we’re talking about the housing market today…. First, let’s get you a plug before we launch into some of the listeners’ most common questions about this topic.Tell me, Matt, HOW… perhaps more importantly WHY did you get into this business and what would you say ignited your passion for home loans?So Matt, I’m sure you get asked this all the time… I know I do…. What do you think, are we in a housing bubble?Let’s talk about inventory… You always hear about 2008 and people tend to compare the two markets. What’s your take on it?Now what about equity? People are making out like bandits right now.How about credit score? And financing? Are things more strict? Are your buyers having success competing on bids with traditional financing?Hey Big Red, my name is Nancy and I have a question for you about the state of the current market. I can’t believe what houses are going for these days in my neighborhood! I have begun seriously thinking about selling so I can take advantage of cashing out while things are still hot. The only challenge I see is how few homes are actually available for sale. I keep asking myself, “Where will I even go? There’s nothing for sale and I’ll only end up overpaying…” So I find myself staying put even though I’d love to make the kind of money that’s out there for the taking. Do you have any advice for people like me, who are on the fence?And now it’s time for our Market Analysis segment of the show… According to an article here on CNN Business written by Mark Zandi - chief economist at Moody's Analytics. Home sales, homebuilding and especially house prices have surged.Despite being overvalued, there is no sign the housing market is in a bubble. (A bubble develops when there is speculation, or when buyers purchase homes with the sole intent of selling quickly for a profit, which isn't happening today.) But stress lines are beginning to appear, and the housing market is set to cool off.Surging pricesThe increase in home prices is stunning. Nationwide, house prices are up double digits over the past year, and this comes after a decade of solid price gains since the housing market bottomed in the aftermath of the financial crisis. Indeed, the median existing home price is closing in on $350,000, almost double what it was a decade ago.Think about the return you would have earned if you had the gumption to buy the median-priced home at the bottom of the market after the financial crisis, say with a typical 20% down payment. It comes to an approximately 560% return.There simply aren't enough new homes right now to meet demand, and the vacancy rate for homes for sale has never been lower. Home builders have been slow to put up more homes, especially at lower price points, given more restrictive zoning since the financial crisis, and much higher labor and material costs recently.The house price gains are powered by the collapse of fixed mortgage rates to record lows during the pandemic. They have risen a bit in recent months, but they are still below 3%, making them extraordinarily attractive. Since most homebuyers purchase as much home as their mortgage payment will allow, lower mortgage rates quickly juice up demand and house prices, particularly when there is a shortage of homes.Further superchargin g house prices has been the pandemic-fueled work-from-anywhere phenomenon. This has driven apartment-dwelling households in the nation's biggest cities to move to homes in the suburbs, exurbs, and smaller towns and cities. New Yorkers and Californians, who are used to outsize house prices, viewed much lower prices in smaller communities as bargains, even though they paid much more than any previous buyer had.The federal government's yeoman efforts to shore up the single-family mortgage market during the pandemic also bolstered the housing market and home prices. The foreclosure moratorium and the forbearance on government-backed mortgage and student loan payments have forestalled distressed homes sales,...
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    42 m
  • Ep 7: Organizing Your Home and Spring Cleaning

    Ep 7: Organizing Your Home and Spring Cleaning
    May 29 2021
    Hi there, friends, and happy May day to you all. Here we are on another gorgeous spring day in sunny South Jersey and I don’t know about you, but the pollen is KICKING my keester! Sniffling and snuffling and sneezing, with this constant tickle in my throat... I feel like a walking Dayquil commercial… and it doesn’t help, feeling all self-conscious due to COVID, ya can’t even make sick jokes anymore!Walking through my kitchen to grab yet another Kleenex and there’s just this layer of green pollen powder on my countertops and all over the furniture. My car is coated in it. My dogs go outside and come back in with pollen on their noses and paws. It’s enough to drive a person crazy! As if Covid hasn’t already successfully driven us to madness?It almost makes me want to unleash a firehose on any and all surfaces within a two mile radius of the house! But in order to adequately remove the pollen and dust and dander and dog hair from every square inch of my home, I first have to get over this nagging sense of overwhelm that seems to accompany even the smallest of tasks…. Ironically, spring cleaning actually MAKES a mess, doesn’t it?! I mean, taking off and laundering the slip covers, dusting off the blinds, dry-cleaning the draperies, rolling up the area rugs and dragging them outside to beat the dust out and disinfect in the sun…. Mopping the floors, sweeping the cobwebs off the porch, bleaching the tile grout and purging the closets… like do I even NEED a gym membership? I’m exhausted just talking about it.Spring Cleaning… some people live for it. Others detest it. But as with most things in life that we prefer to avoid, there remains good reason to do it anyway. Not only does it help with the godforsaken allergies, cleaning and organizing is also proven to help with our mental and emotional health. But more on that later. For NOW, I’ve got THE expert here in the studio with me today to tell you and me and everyone listening just HOW to do it!Jenna Tickner is here with us today… and she is a professional organizer and vacation home investor and trust me when I tell you, she is the QUEEN of CLEAN! She has been creating home efficiency systems and effective family command centers for years now with her proven organizational methods. I personally have hired Jenna to help me organize and systematize MY home and she is my go-to resource when I have buyers and sellers who need help organizing their homes. So please join me in welcoming my lifelong friend and guest, Jenna Tickner! Welcome Jenna!So we’re talking about spring cleaning and organizing today…. First, let’s get your take on all this before we launch into the listeners’ questions.Tell me, Jenna, HOW… perhaps more importantly WHY did you get into this business and what would you say ignited your passion for organizing?I think getting into the business of organizing was the result of the perfect storm: my type A personality, mixed with my years of being a math teacher, and then throw in my years of being a stay-at-home mom.  As a kid AND a teacher, I always LOVED the start of the school year...fresh new school supplies, organizing my folders, labelling the notebooks - some people know what I’m talking about (and I’m sure many cringe at the thought of this!).  Well, when I stopped working to raise our children, I had a really hard time just being home all day with two babies - yes, I know my new “job” came with a huge responsibility, but I am a busybody who needs to be actively checking off tasks!  When the kids were napping, I’d organize the pantry, linen closet, kitchen cabinets...you remember that movie “Sleeping with the Enemy” with Julia Roberts?  The one where she lived with her crazy husband...that scene where she opens the kitchen cabinet and knows he was there because all of the cans were facing the “right” way?  Well, my husband would come home from work each day to find that I’d organized yet another space in our house!  I think the act of organizing spaces in our home became my way of keeping myself sane amongst the chaos that we all know comes along with the baby phase of parenting.  Then, when the kids were toddlers and we entered the “playdate” phase, I’d organize my friends’ playrooms and pantries while the kids played.  So I started with friends and then the word spread!  So we all know people who love to spring clean… and of course, we know plenty of people who hate it. What does it even mean when we say “spring cleaning?” I know some friends and family members of mine look forward to and LOVE to spring clean their homes. So let’s talk about what, exactly, spring cleaning is and where that expression even came from.I think spring cleaning just goes hand in hand with coming out of “hibernation” all winter.  We start shedding the hats, coats, and mittens.  We might even have a dedicated closet for “off-season” clothes and coats.  We open our ...
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    37 m
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