🎧 Edmonton Real Estate Stories & Market Insights with Calvin Hexter
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode is packed with real-life stories from Edmonton’s real estate market. We’re joined by Calvin Hexter, investor-focused realtor and host of the upcoming Real Estate Investor Conference (REIcon), to share some of the wildest experiences he’s had in the business. From unexpected tenant challenges to hidden surprises inside properties, this episode highlights what can really happen when you invest in Edmonton.

Wayne and Gabby also share recent struggles with inherited tenants and how poor communication can make or break landlord–tenant relationships. If you’re interested in Edmonton investing, this episode gives you the stories, lessons, and strategies that don’t always make it into the textbooks.

🧠 What You'll Learn in This Episode

• Why “boring” investing is often a sign of success

• The risks of buying properties with inherited tenants

• How poor communication from tenants can backfire

• A story of tenants blocking access and demanding reimbursement for renovations

• A fix-and-flip project where a handgun was found hidden in the vents

• How a listing error turned into a profitable surprise basement suite

• The difference between legally suited homes and up/down duplexes

• Why Edmonton’s investor desirability map is a game-changer

• What to expect at REIcon 2025 — from networking to awards to the live Morning Show

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🎟 Register for REIcon (Sept 6–7, 2025 in Edmonton): www.reiconference.ca
Use promo code REIMASTERS for your ticket discount.

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Red Deer Real Estate Market Is One of the Most Popular Markets in Canada | Guest: Krystal Kromm
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode takes us straight into the heart of Alberta’s real estate investing scene — Red Deer. We’re joined by investor-focused realtor and local expert Krystal Kromm, who shares stories of helping out-of-town investors successfully purchase and tenant properties in one of Canada’s fastest-growing investment markets.

We also cover a surprising tenant story, lessons in landlord communication, and why Red Deer continues to stand out as one of the strongest markets for cash-flowing rentals that meet the 5% Rule™.

🧠 What You'll Learn in This Episode

• Why Red Deer is one of Alberta’s top cities for investors in 2025

• The unique process for out-of-province investors buying in Red Deer

• How Alberta’s landlord/tenant system and tax structure benefit investors

• Key stats on Red Deer’s employment market and tenant profile

• Krystal’s step-by-step system to help investors buy, inspect, and tenant properties remotely

• Why Red Deer is one of the few markets in Canada that meets the 5% Rule™

• Common investor fears (bad neighborhoods, long-distance management) and how to overcome them

• A landlord story on move-outs, damages, and the importance of systems when recovering costs

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Breaking Through the Mortgage Wall & BRRRR Financing Realities with Keaton Kirkwood
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode is packed with truth bombs about financing, scaling your portfolio, and the realities of the BRRRR strategy. Special guest Keaton Kirkwood, investor-focused mortgage broker, joins Wayne and Gabby to break down myths, explain the “mortgage wall,” and give straight answers about fixed vs. variable rates, refinancing rules, and why planning your financing early is critical for long-term success.

🧠 What You'll Learn in This Episode

• What the “mortgage wall” really is — and why the 5–7 property limit is a myth

• The three true barriers to portfolio growth: income, liquidity, and policy

• Why your personal debts and lifestyle can kill your ability to scale

• The pros and cons of fixed vs. variable mortgages for investors today

• How refinancing rules are changing and why BRRRs are slower now

• The traps of trying to pull equity out in under a year

• Why planning with an investment-focused mortgage broker is essential

• How to set long-term goals and reverse-engineer your portfolio growth

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

In today’s episode, Wayne & Gabby explore the 10 biggest benefits of offering Rent to Own (Lease Options) to tenants. While many investors shy away from this strategy because it seems complicated, when done right, it can become one of the most profitable and lowest-risk real estate models available.

🧠 What You'll Learn in This Episode

• How rent-to-own creates long-term, committed tenants

• Why tenant-buyers take better care of properties than renters

• The advantage of charging above-market rent

• How option fees generate upfront income and security

• Why locking in a sale price protects investors

• How rent-to-own reduces vacancy risk

• The benefit of attracting higher-quality tenant pools

• How to shift repairs and maintenance to tenants

• Built-in exit strategies for predictable profits

• Why rent-to-own is a true win-win, helping families achieve homeownership

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Can You Retire from Your Job by Buying Multifamily Properties?
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Can you really retire from your job just by buying multifamily real estate? In today’s episode, Wayne and Gabby break down the math behind this popular belief and compare it to last week’s discussion on replacing your income with suited houses. They walk through how much capital, how many doors, and how many tenants you’d realistically need to generate $10,000 a month in cash flow. Along the way, they share fresh insights from the 2025 REI Masters Mentorship Retreat, highlight the role of community in achieving results, and discuss why cash flow alone isn’t the magic solution for financial freedom.

🧠 What You'll Learn in This Episode

• The real math behind retiring from your job with multifamily investing

• How many doors and how much capital it actually takes to reach $10K/month cash flow

• Why economies of scale in multifamily aren’t the “magic bullet” many claim

• Key differences between suited houses and multifamily investing

• Why rental property cash flow isn’t the best short-term income replacement

• Insights and takeaways from the 2025 REI Masters Mentorship Retreat

• The importance of community, accountability, and building a support system

• Why real estate is a long-term wealth builder—not a get-rich-quick strategy

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268.

🎧 Can I Quit My Job From Investing In Real Estate?
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode is packed with two high-value listener questions and some real-life landlord drama. First, Wayne and Gabby share the behind-the-scenes story of closing on a new property — and the chaos that erupted when the tenants changed the locks just days before possession. You’ll hear how they navigated insurance requirements, aluminum wiring upgrades, and a suddenly hostile tenant relationship, plus the lessons any investor can take away.

Then, they tackle a listener’s two-part question:
1️⃣ How long does it really take for rental income to replace a $120K salary?
2️⃣ Is it possible to hit $3.1M in equity to retire off investment returns?

In classic REI Morning Show fashion, Wayne breaks down the math, the myths, and why conference hype often sets investors up with unrealistic expectations. Whether you invest in big cities or small towns, you’ll get a no-BS look at cash flow, risk mitigation, and why the 5% Rule™ matters now more than ever.

🧠 What You'll Learn in This Episode

• How to handle tenants who deny access for repairs (and when it becomes a breach of lease)

• Why aluminum wiring and insurance deadlines can make or break a deal

• The risks of investing in small towns with limited cash flow potential

• How the 5% Rule™ protects you from interest rate spikes and falling rents

• The actual math behind replacing your income with rental properties

• Why joint ventures cut your cash flow in half — and double your tenant count

• How to think about equity vs. cash flow for financial freedom

• Why most investors will never reach “quit your job” status from rentals alone

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Room Rentals, Renovation Do's and Don'ts & Why Canadian Insolvencies Are Rising
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode covers a mix of listener Q&A and a deep dive into market trends. Wayne and Gabby tackle two practical investor questions — how to know if you’re “over renovating” on a fix and flip, and which laws apply to room rentals in Alberta. Then, Wayne breaks down new data showing Canadian insolvencies hitting their highest levels since 2010, what’s driving it, and how creative investors can turn these challenges into opportunities.

🧠 What You'll Learn in This Episode

• The difference between room rentals, roommate agreements, and the Innkeepers Act in Alberta

• How to determine whether a renovation is adding value or wasting money

• The five renovations that most often increase a property’s value

• Why matching finishes to your market’s comparables is critical for profit

• The latest numbers on Canadian insolvencies and bankruptcies — and why they’re rising

• How post-pandemic debt relief, interest rate hikes, and small business struggles are fueling financial distress

• The ripple effects of insolvencies on real estate and where investor opportunities may emerge

• Why neutral design choices widen your buyer pool and reduce sales friction

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com
Get the 5% Rule™ – The Real Estate Cash Flow Test book on Amazon → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Should You Buy a Starter Condo in Edmonton?
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Sometimes the biggest thing holding you back from buying your next property is a problem you haven’t said out loud yet. In today’s episode, Wayne and Gabby open the floor to listener questions and work through the real barriers stopping investors from taking action. From risk management and cash flow stress testing to the pitfalls of bachelor condos, they share actionable strategies to help you buy the right property for the long term.

They also unpack a big question from Calgary — can you run a successful fix & flip in another city? You’ll hear their real-world systems for managing renovations remotely, the risks most investors overlook, and the kind of local support you must have in place before you start swinging hammers from afar.

Plus, Wayne recaps one of the most jam-packed REI Masters coaching calls ever — covering everything from evictions to joint ventures, infinite banking, private lending, wholesaling, and more.

🧠 What You'll Learn in This Episode

• Why “starter” condos can be a risky first step in Edmonton

• How to stress test your rental property for long-term sustainability

• The 5% Rule™ as a cash flow safety check

• Where to find better ROI with lower risk for entry-level investors

• What it really takes to manage a flip remotely without losing control

• The importance of a reliable, on-call local team for renovations

• Creative deal analysis from a real 4-plex case study

• Key insights from an intense mentorship coaching session

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268.