Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode was a live, listener-driven conversation focused on one of the most important topics in real estate investing: your "why." With no pre-submitted questions, Wayne and Gabby opened the floor to live listeners to share what originally got them interested in real estate and what continues to drive them today.

The discussion explored how a strong, clearly defined "why" is often the difference between investors who take action and those who stall out. Wayne also shared his personal journey, mindset, and the deeper motivations behind building through real estate investing.

• Why your "why" matters more than strategy when it comes to long-term success

• Common motivations that push people into real estate investing

• How fear, dissatisfaction, or inspiration can become powerful drivers

• Why vague goals like "financial freedom" need to be clearly defined

• How to reverse-engineer your life goals into real numbers

• Using leverage and equity to build long-term stability

• Wayne's personal story and why growth, not comfort, drives him

• Using a HELOC for a down payment and understanding secured debt

• Portfolio-level cash flow vs individual property cash flow

• Personal name vs corporation for rental properties

• Mortgage flexibility, tax considerations, and real-world trade-offs

Thinking about investing in Edmonton but not sure where to start?

Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence in one of Canada's strongest cash flow markets.

Inside the course, you'll learn:

• Why Edmonton continues to be one of Canada's best cash flow markets

• The economic drivers shaping Edmonton's growth

• How to analyze neighborhoods for cash flow and long-term upside

• The five main residential asset types and how they perform

• Tenant selection strategies that protect your returns

• How to buy rental properties that actually make money

Whether you're brand new or looking to scale, this course gives you the fundamentals, clarity, and confidence to invest properly in the Edmonton market.

👉 Learn more and register at:
www.reimasters.ca

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

New episodes every weekday morning featuring real investor questions, coaching moments, and tactical investing advice.

Learn about the Mentorship Program:
👉 www.reimasters.ca

Bookkeeping & tax help for investors:
👉 www.finngo.com/rei

Submit a question for the show:
📧 info@reimorningshow.com

🏠 Calvin Realty – Edmonton Investor-Focused Realtor
🌐 calvinrealty.ca

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Heating seems like a small operational detail, but in suited houses it can quickly become one of the biggest drivers of tenant conflict, turnover, and hidden long-term costs.

In today's episode, Wayne and Gabby break down a real investor question involving a legal secondary suite with one furnace and one thermostat, and use it to explain why shared systems create real-world problems that rarely show up in spreadsheets.

This conversation goes beyond thermostats and into tenant psychology, turnover math, and why suited houses often underperform over time, especially in Edmonton's older housing stock.

• Why single-thermostat suited houses are legal but not ideal

• How shared heating leads to tenant conflict and non-renewals

• Practical systems to manage heat when only one furnace exists

• Why turnover is one of the most expensive hidden costs in real estate

• How suited houses look great on paper but disappoint over time

• What to watch for when buying grandfathered secondary suites in Edmonton

• How better systems and tenant matching protect long-term cash flow

Shared systems create shared problems.

When tenants don't control their own heat, friction increases. Friction leads to turnover. Turnover leads to vacancy, repairs, and lost profit. This episode explains why reducing tenant conflict is one of the most powerful ways to increase long-term returns.

🏫 Edmonton Real Estate Investing Course
Thinking about investing in Edmonton but not sure where to start?

Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including:

🔹 Why Edmonton is one of Canada's strongest cash flow markets
🔹 The economic drivers shaping Edmonton's growth
🔹 How to analyze neighborhoods for cash flow and upside
🔹 The five main asset types and how they perform
🔹 Tenant selection strategies that protect your returns
🔹 How to buy rental properties that actually make money

👉 Learn more and register at:
www.reimasters.ca

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

New episodes air every weekday morning featuring real stories, coaching moments, and tactical investing advice.

Learn about our Mentorship Program:
www.reimasters.ca

Bookkeeping & tax help:
www.finngo.com/rei

Submit a question for the show:
info@reimorningshow.com

🏠 Calvin Realty – Edmonton Investor-Focused Realtor
🌐 calvinrealty.ca

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca

🎧 Edmonton Real Estate Market Update | Foreclosures & Winter Investor Opportunities
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode dives deep into what's really happening in the Edmonton real estate market as we head into early 2026. Wayne and Gabby break down a real-world landlord scenario involving tenant overholding and lost rent, then shift into a timely Edmonton market update with investor-focused insights on pricing trends, winter strategy, and why foreclosures and distressed opportunities are worth paying attention to right now.

If you've been waiting for spring, this episode explains why winter in Edmonton isn't slow — it's strategic.

🧠 What You'll Learn in This Episode

• Current Edmonton market conditions and what December data is telling us

• Why winter creates unique leverage for real estate investors

• Which Edmonton property types are outperforming and which are lagging

• Why condos are under pressure and what that means for buyers

• How foreclosures really work in Edmonton and what investors must watch for

• The risks and realities of buying bank-owned properties

• How to think about foreclosure opportunities heading into spring 2026

• Why experience and due diligence matter more than ever in today's market

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program:
www.reimasters.ca

Bookkeeping & tax help for real estate investors:
www.finngo.com/rei

Submit a question for the show:
info@reimorningshow.com

🏫 Edmonton Real Estate Investing Course
Thinking about investing in Edmonton but not sure where to start?

Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including:

• Why Edmonton is one of Canada's strongest cash flow markets

• The economic drivers shaping Edmonton's growth

• How to analyze neighborhoods for cash flow and upside

• The five main asset types and how they perform

• Tenant selection strategies that protect your returns

• How to buy rental properties that actually make money

👉 Learn more and register at:
www.reimasters.ca

🤝 Thanks to Our Sponsors

🏠 Calvin Realty – Edmonton Investor-Focused Realtor
🌐 calvinrealty.ca

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca

🎧 How to Explain Real Estate Investing to Anyone (And Why Enthusiasm Matters More Than Knowledge)
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Most people don't fail at real estate because of numbers or strategy.
They fail because the message never lands.

In today's live show, Wayne and Gabby unpack a surprisingly powerful theme that applies to real estate, rent-to-own, joint ventures, sales, and even everyday conversations: how you show up matters more than how much you know.

The episode begins with listener questions around rent-to-own conversations and mortgage structuring, but quickly evolves into a deeper discussion about communication, enthusiasm, empathy, and why "dumbing it down" is often the smartest move you can make as an investor.

🧠 What You'll Learn in This Episode

• How to explain real estate investing to a "muggle" without overwhelming them

• Why enthusiasm and hope matter more than logic or spreadsheets

• The biggest mistake smart investors make in sales conversations

• How to structure first conversations with rent-to-own clients

• Why saying "yes" first keeps momentum alive

• The difference between educating and selling

• How likability, empathy, and body language impact results

• Why simplifying your message leads to more action, not less

👥 About Your Hosts

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

🏫 Edmonton Real Estate Investing Course

Thinking about investing in Edmonton but not sure where to start?
Or wondering if Edmonton is the right market for you?

Edmonton continues to stand out as one of Canada's most investor-friendly real estate markets, offering strong cash flow potential, stable tenant demand, and long-term fundamentals.

This 8-week online Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence and build a strong, cash-flowing portfolio in Edmonton.

🎯 What You'll Learn

• Why Edmonton is one of Canada's top markets for investors

• The key economic drivers shaping Edmonton's growth

• The Edmonton Advantage and how it compares to other markets

• The 5 main asset types and which perform best for investors

• How to analyze neighborhoods for cash flow and upside

• How to find great tenants and reduce risk

• How to buy rental properties that actually make money

Whether you're brand new or looking to scale, this program gives you the tools, systems, and clarity to invest confidently.

🌐 Learn more and secure your spot:
www.reimasters.ca

💡 Resources & Contact

Learn about our Mentorship Program:
www.reimasters.ca

Bookkeeping & tax help:
www.finngo.com/rei

Submit a question for the show:
info@reimorningshow.com

🤝 Thanks to Our Sponsors

🏠 Calvin Realty – Edmonton Investor-Focused Realtor
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

This morning's episode took an unexpected turn when our scheduled guest couldn't make it, so Wayne and Gabby turned the mic over to the community and delivered a high-value, unscripted deep dive into real-world investor strategy.

From reserve funds and vacancies to refinancing decisions and long-term portfolio planning, this episode is packed with practical insights pulled straight from active investing experience.

• How much cash you should realistically keep in a reserve fund

• Why vacancies, repairs, and replacements must all be planned together

• The difference between vacancy reserves vs true operating reserves

• When it makes sense to refinance a rental property (and when it doesn't)

• Cash-out refinance vs re-amortizing to increase monthly cash flow

• How refinancing strategy changes as you move from growth to stability

• Why strong reserves reduce risk in joint ventures and partnerships

• How experienced investors think about equity, leverage, and safety

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, joint ventures, flips, and creative real estate strategies.

New episodes every weekday morning featuring real investing conversations, coaching moments, and tactical advice you can actually use.

Learn about our Mentorship Program:
www.reimasters.ca

Bookkeeping & tax help for real estate investors:
www.finngo.com/rei

Submit a question for the show:
info@reimorningshow.com

📘 Get the book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
👉 https://a.co/d/jdZaBXM

🏠 Calvin Realty – Edmonton Investor-Focused Realtor
🌐 calvinrealty.ca

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca

🎧 Getting Started in Real Estate Investing | Mortgages, Property Management & First Steps

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

If you're feeling overwhelmed about buying your first rental property, today's episode is for you.

Wayne and Gabby break down listener questions around rental mortgages, whether you really need a property manager, and how to actually get started without getting paralyzed by fear or bad advice. This episode kicks off what Wayne describes as an informal multi-part series for brand-new investors who want clarity, not hype.

🧠 What You'll Learn in This Episode

• Why rental properties require different mortgage products than primary residences

• When you do and do not need to change an existing mortgage when converting a home to a rental

• The truth about property management and why "you must hire a property manager" is bad blanket advice

• How to think about buying back your time versus creating another job for yourself

• Why fundamentals matter more than tactics when buying your first rental

• How to evaluate a market before buying, using Edmonton as a real example

• What new investors should focus on before pulling the trigger on their first deal

• Why education and trust matter before joining any mentorship or coaching program

👥 About Your Hosts

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada.

Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, joint ventures, creative financing, and strong fundamentals.
New episodes of the Real Estate Investing Morning Show drop every weekday morning with real investor questions, live coaching, and practical education you can actually use.

💡 Resources & Contact

Learn about the REI Masters Mentorship Program
🌐 www.reimasters.ca

Bookkeeping & tax help for investors
🌐 www.finngo.com/rei

Submit a question to be answered on the show
📧 info@reimorningshow.com

📘 Get the Book:
The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
🔗 https://a.co/d/jdZaBXM

🤝 Thanks to Our Sponsors

🏠 Calvin Realty – Edmonton Investor-Focused Realtor
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏫 Edmonton Real Estate Investing Course – Hosted by Wayne & Gabby Hillier
🌐 www.reimasters.ca
🎯 Learn Edmonton market fundamentals, asset types, neighborhoods, tenant profiles, and deal analysis
📚 8-week structured program with videos, homework, and quizzes

🎧 Why Every Family Should Own a Rental Property & How
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode is built around a simple but powerful belief: every family should own their home, and every family should also own one rental property. Wayne breaks down why this matters, how it's achievable for everyday Canadians, and how one smart decision early in life can dramatically change your financial future.

This conversation covers mindset, generational wealth, financial literacy, and a clear step-by-step blueprint that removes fear and confusion around real estate investing.

🧠 What You'll Learn in This Episode

• Why owning just one rental property can eliminate retirement stress

• How fear, misinformation, and negative advice stop Canadians from investing

• Why large corporations dominate rental housing and how families can reclaim it

• How buying your first home strategically sets up your first rental

• Why saving for one down payment is enough if you do it right

• How forced appreciation, mortgage paydown, and time create usable equity

• Refinance vs. sell explained in simple terms

• Why financial literacy is the greatest gift you can give your kids

• How a podcast connection led to a $17,000 wholesale deal

• Why starting late is still better than never starting at all

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes air live every weekday morning, featuring real conversations, coaching moments, and practical investing education.

📘 Recommended Reading
The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
Learn how to stress-test rental properties, manage risk, and build a storm-ready portfolio.
👉 Purchase the book here: https://a.co/d/jdZaBXM

🎓 Edmonton Real Estate Investing Course
Hosted by Wayne & Gabby Hillier

Register here:
👉 www.reimasters.ca/edmonton

What You'll Learn:

• Why Edmonton? – The economic fundamentals that make it a top investing market

• The Edmonton Advantage – Why investors are choosing this city over others

• The 5 Asset Types in Edmonton – What performs best and why

• Analyzing Edmonton's Neighborhoods – How to assess cash flow and growth potential

• How to Choose a Tenant – Avoid costly mistakes and attract quality renters

• How to Choose a Rental Property – Find properties that generate strong returns

Register now:
👉 www.reimasters.ca/edmonton

🤝 Thanks to Our Sponsors

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca

🎧 Goals vs. Intentions: How to Actually Follow Through in 2026
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

The first show of 2026 kicked off with a deeper conversation than just goal setting.

Wayne and Gabby broke down the difference between setting goals and actually seeing them through, why so many investors burn out by March, and how aligning intentions, seasons of life, and emotional capacity can make or break your year.

This episode is about sustainability, clarity, and building a business that supports your life — not drains it.

🧠 What You'll Learn in This Episode

• Why traditional goal setting fails most investors by Q1

• The difference between goals, intentions, and seasons of life

• How to identify whether you're in a growth year, maintenance year, or recovery year

• Why rigid goals without emotional alignment lead to burnout

• How intentions act as a filter for better investing and life decisions

• Why cash flow is still the foundation that supports long-term freedom

• How to balance ambition, joy, discipline, and peace without losing momentum

👥 About Your Hosts

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada.

Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

New episodes air every weekday morning featuring real-world investing conversations, coaching moments, and tactical advice for Canadian investors.

📘 Recommended Resource

The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors

Cash flow is not about lifestyle — it is about risk mitigation.

The 5% Rule™ teaches investors how to buy properties that can withstand vacancies, rate increases, unexpected repairs, and economic shifts.

👉 Order the book here:
https://a.co/d/jdZaBXM

💡 Resources & Contact

Learn about the REI Masters Mentorship Program:
www.reimasters.ca

Bookkeeping & tax help for investors:
www.finngo.com/rei

Submit a question for the show:
info@reimorningshow.com

🤝 Thanks to Our Sponsors

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268