REI Only: The Real Cost of 50-Year Mortgages and Why Interest Is the True Problem
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In this REI Only episode of The FasterFreedom Show, Sam dives into the rise of 50-year mortgages and what investors really need to know as more details emerge. He breaks down how these ultra-long loans work, why interest—not the loan term—is the true x-factor, and why stretching payments across five decades doesn’t fix the underlying issue of rising hard costs. Sam also breaks apart the pros, the risks, and the misconceptions so investors can understand how these loans actually impact affordability, cash flow, and long-term wealth.
Whether you’re evaluating your next deal or trying to make sense of the shifting lending landscape, this episode gives you the clarity to make smarter financing decisions, avoid the traps, and stay grounded as new mortgage products hit the market.
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