Questions You Shouldn't Ask Your Financial Advisor

How can identifying the "wrong" questions to ask a financial advisor actually lead to a more secure financial future?

This episode breaks down common questions people ask financial advisors that often signal unrealistic expectations about markets, taxes, and retirement certainty. Trey and Yelisey explain why guarantees, predictions, and comparisons to others can undermine sound financial planning. Instead, they emphasize conservative projections, personalized strategies, and the importance of perspective in building lasting financial confidence.

What you’ll learn in this episode:

(00:43) Why asking a financial advisor to guarantee returns reflects a misunderstanding of risk and long-term planning.

(03:17) How minimizing taxes legally differs from unrealistic expectations of eliminating taxes entirely for people preparing for retirement.

(05:58) Why predicting short-term market performance is impossible.

(08:05) Why questions about hiding money create ethical, legal, and relational risks investors should avoid.

(11:11) How risk tolerance, lifestyle flexibility, and fixed expenses shape vastly different financial recommendations.

(14:09) Why retirement timelines cannot be guaranteed and how small changes in assumptions dramatically affect outcomes for investors.

(17:18) How conservative planning and honest course correction can help you stay on track when spending or assumptions drift.

(23:21) Why mindset, purpose, and planning for life after work are critical to a fulfilling retirement.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more!

Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Schedule a meeting with us:

Trey C. Peterson: [e-mail]

Yelisey Kuts: [e-mail]

Phone: [phone]

Contact us: https://atfwealth.com/contact-us

Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership.

Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015.

At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com

This episode was produced by Story On Media: https://www.storyon.co/