Episode 4: Estate planning attorney Brandon Lawrence sits down with insurance expert Denise Bentley to explore how life insurance integrates with comprehensive estate planning. They discuss different types of policies, common misconceptions, and why having proper coverage is essential for protecting your family's financial future when you're gone.

Chapters

00:34 Welcome and Guest Introduction

02:29 Types of Life Insurance Policies

04:40 Affordability and Policy Selection

05:39 Term vs. Whole Life Insurance

12:10 Insurance Underwriting and Contestability

19:30 Reviewing and Updating Beneficiaries

23:23 Insurable Interest Requirements

27:55 Conclusion

Brandon Lawrence:

And that's why we want everybody out here listening to share this episode in particular because this is some great information that Ms. Bentley has provided to us, and it's something that everybody can use. It's going to be beneficial to a lot of people. And I think it's great that you should share this information and keep on. That's why you keep watching and watching for future episodes. Thank you, Ms. Bentley for coming out.

Denise Bentley:

Thank you for the invite. I didn't think I'd make it with this snowy day. I appreciate it, and I appreciate you doing this because people need to hear what you're saying and people need to get with you as an estate planner. And I'll say it again, whether it's me or another agent, sit down and have that conversation. And you made a good point. Bring your family to the table because often there's siblings that have different points of views or how they think things should go, but ultimately make sure that you have some type of safety net in the event of your transitioning.

Brandon Lawrence:

Well, most definitely. And thank you for coming, again. This has been another episode of Protect Your Nest with me, attorney Brandon Lawrence, the Lawyer for the City. Until next time, let's talk it over.

For More Information:

Website: www.LawyerForTheCity.org

Phone: (502) 996-7735

This podcast is meant to provide information and is not legal advice. Brandon's principal office is located at 101 N. 7th Street, Louisville, Kentucky 40202. Jim Ray is a non-attorney spokesperson.

Episode 3: Attorney Brandon Lawrence opens the episode of Protect Your Nest by welcoming Steve Murphy, Vice President and General Manager of WLOU and WLLV Radio, to talk about estate planning. Brandon and Steve discuss how "estate planning" is often viewed as a scary or misunderstood term. People to mistakenly believe it's only for the wealthy. It's really a practical tool and a positive mindset used to protect assets, providing one's family the same quality of life after you are gone. They talk about when you should begin estate planning and important considerations. An effective estate plan is a lasting "gift that keeps on giving."

Chapters

00:34 Welcome and Guest Introduction

02:40 Why Estate Planning Can Seem Intimidating

07:00 Is There a Maximum or Minimum Needed to Get Started?

09:26 What's the Best Age to Setup an Estate Plan?

12:51 Use a Trust to Protect Your Nest if You Go into a Nursing Home

17:20 An Estate Plan Depends on your Specific Needs

19:08 Should My Spouse and I Have a Separate Estate Plan?

20:35 Use an Estate Plan to Deal with Blended Families

23:42 Why Use Brandon Lawrence for Estate Planning Advice?

26:07 Conclusion

For More Information:

Website: www.LawyerForTheCity.org

Phone: (502) 996-7735

This podcast is meant to provide information and is not legal advice. Brandon's principal office is located at 101 N. 7th Street, Louisville, Kentucky 40202.

Episode 2: In this episode, Louisville estate planning attorney Brandon Lawrence addresses the question, "Why should you have an estate plan?" He'll highlight several key factors to be considered. Brandon also emphasizes it can be a simple process when you work with an experienced attorney.

Chapters

00:56 Keep the Court out of Your Business

02:06 Minimize or Avoid Unnecessary Delays

02:41 Make Sure Your Wishes Are Carried Out

05:31 Minimize Family Drama and Arguments

06:42 Plan for Tax Implications

08:31 Create a Financial Legacy

11:15 Summary

12:49 Conclusion

And in the future, we're going to be getting more about, we're going to be getting more specific, having some guests, some experts come in and talk about these topics, to flesh them out, to break 'em down for you and show you why it is extremely beneficial for you to estate plan. It's not complicated. We'll break it down.

It's easy to do. You sit down with the professional, somebody that you trust and get to know that's there to help you navigate and plan out a roadmap for your family's future and your legacy before you leave this earth. And to know that you've left something for them, for the benefit of them, and it makes you feel good before you pass away. So those are things that we're going to be talking about and we're going to make it fun and as exciting as possible. We're going to make it easy for you to do. And we're going to make you be able envision why you should do it and what you can do to accomplish these things.

We appreciate you listening to this episode. We'll see you on the next one. Make sure you make it back and tell somebody else to bring somebody else next time with you when you're listening and watching. Thank you very much. This is Brandon Lawrence, the Lawyer For The City, and you've been listening to Protect Your Nest.

For More Information:

Website: www.LawyerForTheCity.org

Phone: (502) 996-7735

This podcast is meant to provide information and is not legal advice. Brandon's principal office is located at 101 N. 7th Street, Louisville, Kentucky 40202.