Social Security isn’t just a buzzword—it’s a major part of your retirement puzzle. In this episode, we simplify the complex and show you how to make better financial decisions by understanding how Social Security works, when to claim, and how to avoid the most common pitfalls.

🎯 This episode is perfect for:

• Adults 50+ preparing for retirement

• Women exploring wealth-building strategies

• Families helping loved ones plan their financial future

Take control of your future today—because your legacy starts now.

After a much-needed pause, we’re back—and stronger than ever. In this kickoff episode, I’m taking you behind the scenes, catching you up on the journey, and laying the groundwork for everything that’s coming next. If you're looking for real talk, renewal, and reminders of your purpose, this episode is for you.

🎯 Perfect for:

• Women & men redefining their journey

• Creatives & entrepreneurs starting fresh

• Listeners in need of inspiration and motivation to reset & go again

Let this be your reminder: You can start again—and come back even better.

In this episode of the Proactive Women’s Podcast, Joyce Palmer highlights the critical importance of long-term care planning for women. Since women tend to live longer and often take on caregiving roles, it’s essential to plan for our own future care. November, recognized as Long Term Care Awareness Month, offers the perfect opportunity to start or refine your care strategy. Joyce shares practical steps to help you safeguard your financial independence and ensure your care preferences are respected.

In this episode of the Proactive Women’s Podcast, Joyce Palmer tackles a critical yet often misunderstood topic—life insurance. As September is Life Insurance Awareness Month, it’s the perfect time to explore why life insurance is a vital financial tool for women at every stage of life. Joyce addresses common misconceptions, explains the benefits of life insurance while you’re living, and highlights how it can help build wealth, cover healthcare expenses, and secure financial peace of mind.

Welcome to the Proactive Women podcast, where we empower women to take charge of their financial future. I’m your host, Joyce Palmer, and today's episode is dedicated to the spirit of Independence Day. As we celebrate the freedom and independence our country enjoys, let's also focus on what financial independence means to women nearing and in retirement.

Additionally, I encourage you to schedule a 20-minute strategy call with us today. We’ll answer your financial questions, provide guidance, and help you map out a plan for your financial independence. It’s completely no cost, no obligation, and no judgment. You owe it to yourself to become financially independent and to feel empowered in your retirement years. Let's take proactive steps toward a prosperous future together.

Welcome to the Proactive Women's Podcast, where we empower women to take charge of their financial future. In this episode of the Proactive Women's Podcast, host Joyce Palmer introduces the newest member of the JP Financial Group team, Nettie Reeves.

Nettie brings over two decades of experience in the fitness industry to her new role, where she specializes in Medicare and Health Insurance. She discusses her journey from promoting physical wellness to ensuring financial well-being, explaining how her background in fitness informs her personalized approach to financial planning. Nettie also shares her holistic philosophy on well-being, emphasizing the importance of addressing physical, mental, and financial health. Tune in to learn how Nettie plans to make a positive impact at JP Financial Group and her advice for those navigating their Medicare options.

Annuities are often overlooked as a financial tool, but they can provide long-term security and guaranteed income for life, which is crucial for women who tend to live longer than their male counterparts and face unique retirement challenges. We'll discuss the different types of annuities—fixed, variable, and indexed—and how each can be tailored to meet your specific needs.

Join us as we unlock the annuity advantage, providing insights and information to help you make informed decisions about your financial future. Whether you’re looking for predictable returns, growth potential, or a balance of both, this episode will guide you through the benefits and options of annuities.

Welcome to the Proactive Women’s Podcast, where Joyce Palmer of JP Financial Group shares her wisdom on wealth, empowering women to make safe, smart, and simple financial decisions. In this episode, Joyce dives into the concept of decluttering your financial life, offering actionable tips to streamline your finances, reduce stress, and achieve greater clarity and security.

Financial decluttering is an essential step toward achieving financial wellness. Joyce explains how organizing your financial documents, closing unnecessary accounts, and simplifying your financial management can lead to significant benefits. By reducing clutter, you can lower stress levels, improve your focus, and make better financial decisions.