In this episode, Leonora Stevens and Mike Hodges look at what really happens when HMRC opens an enquiry into your personal tax return.

They discuss:
- What HMRC compliance checks actually involve
- Why enquiries are triggered
- What is the difference between aspect and full reviews
- Understand what your rights and responsibilities look like in practice.

They also offer tips to avoid common mistakes and advice on staying organised so you’re prepared if HMRC gets in touch.

Whether you’re facing an enquiry now or simply want to understand the process, preparation and good record-keeping are key.

If you have questions about anything discussed or need support with an HMRC enquiry, our team is here to help.

For more Private Wealth podcasts, head to: www.saffery.com/insights/podcasts/

Saffery official website

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With a mountain of speculation prior to this year’s Budget, there was considerable concern about potential forthcoming tax changes.

However, it could be said that the announcements made on 26 November were not as monumental as feared. Nonetheless, there was still plenty to dissect so join us in our latest podcast episode where we uncover what was announced by Rachel Reeves and consider how it will impact you.

Leonora Stevens and Mike Hodges discuss:

• The further freezing of income tax rates,
• The new tax rates on property, savings and dividend income,
• Pensions salary sacrifice changes,
• The new High Value Council Tax surcharge, and
• The tax relief reduction for Employee Ownership Trusts (EOTs).

As mentioned in this podcast, you may find it useful to re-listen to our previous episodes on Family Investment Companies (FICs) and Employee Ownership Trusts (EOTs).

Additionally, don’t miss our full Budget analysis which is available on our website.

For more Private Wealth podcasts, head to: www.saffery.com/insights/podcasts/

Saffery official website

• Visit saffery.com

Follow Saffery online

• LinkedIn: https://www.linkedin.com/company/saffery
• Instagram: https://www.instagram.com/saffery_uk/

Email: info@saffery.com

Tax season can feel daunting – even for the most organised of taxpayers. While many returns are simple, certain sections quickly become complex, and small mistakes can lead to stress or even penalties.

In our latest podcast episode, Leonora Stevens and Mike Hodges explore the trickier parts of a self‑assessment tax return and share practical strategies to help you stay confident and compliant.

They explore:

• Foreign income and gains – navigating double tax relief and exchange rates,
• Capital gains – property, shares, and even crypto,
• Pension contributions and reliefs – annual allowance, carry forward, tapered allowances,
• Gift Aid and charitable donations – timing matters, and
• Other key reliefs and allowances to be wary of.

Whether you’re filing for the first time or refining your approach, this episode gives you practical insights to stay ahead of deadlines and avoid costly mistakes.

For more Private Wealth podcasts, head to: www.saffery.com/insights/podcasts/

Saffery official website

• Visit saffery.com

Follow Saffery online

• LinkedIn: https://www.linkedin.com/company/saffery
• Instagram: https://www.instagram.com/saffery_uk/

Email: info@saffery.com