Everyone is talking about how broken the current financial system is—but few talk about why. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., expose the flawed economic model fueling massive U.S. debt and inflation, and reveal how understanding this system allows you to position your personal finances for stability, growth, and opportunity in any market cycle.

Learn why cash flow, yield, and liquidity consistently outperform average rates of return over time, and how relying solely on traditional investments leaves families vulnerable to volatility. We break down why traditional financial planning often fails to deliver real cash flow, control, and long-term wealth—and what you can do instead.

Vance and Seth discuss:

• Introduction: Why most financial plans fail long term
• The truth about traditional financial planning (and who it really benefits)
• Yield vs. rate of return: the real driver of long-term wealth building
• The hidden failures that derail most retirement and investment plans
• 401(k)s & IRAs vs. Private Banking strategies: reclaiming control of your money
• The broken U.S. economic model, national debt, and how it erodes your wealth

Resources:

• To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
• To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

• • Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
  • Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Build financial abundance the smart way—without unnecessary risk.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks explain how high-net-worth families use private family banking and Infinite Banking principles to make every dollar more efficient.

Learn how to put the same money to work more than once through tax-advantaged compounding, uninterrupted liquidity, and a simplified wealth system designed for long-term cash flow and generational wealth preservation. This proven private banking strategy allows families, entrepreneurs, and investors to recycle capital, protect purchasing power, and create financial certainty for decades.

Episode Timestamps

• Financial Abundance Made Simple: Structuring Your Money the Right Way
• Using the Same Dollar Twice to Increase Cash Flow
• Where to Store Money to Beat Inflation and Stay Liquid
• Why Banks Use Life Insurance as a Financial Asset
• Why This Wealth Strategy Is Simpler Than You Think

Resources:

• To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
• To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

• • Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
  • Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

You can build wealth in one lifetime—and lose it in the next. Discover how generational wealth is preserved through a family banking system, why structure beats inheritance, and how teaching your children how money works determines whether your legacy survives or vanishes.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how an individualized family banking system is the ultimate tool for wealth preservation, asset protection, and generational legacy planning—and expose how traditional financial norms keep families trapped in debt, dependence, and broken money systems. True financial freedom begins by unlearning everything you’ve been taught about money.

Vance and Seth discuss:

• The Wealth Trap No One Talks About: Why Most Family Money Dies by the Second Generation
• Generational Wealth Preservation: Passing Down a Family Banking Structure, Not Just Assets
• Teaching the Next Generation How Money Really Works (And Why Schools Don’t)
• Never Spend Principal: The Golden Rule That Prevents Debt and Protects Cash Flow
• How Social Conditioning Keeps Families Broke, Dependent, and in Perpetual Deb
• Rethinking Insurance: From Expense to Wealth-Building Financial Tool

Resources:

• To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
• To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

• • Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
  • Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/