Portfolio planning, diversification and timing: Making smart moves in 2026

In the second part of their discussion on The Smart Property Investment Show, managing editor Liam Garman and deputy editor Emilie Lauer explore how investors can position their portfolios for 2026 as market conditions shift.

The conversation focuses on rising demand driven by government schemes, constrained housing supply, and the need for more disciplined, price-sensitive strategies.

The pair urge investors to use the slower summer period to review cash flow, equity, rental performance, and portfolio structure, rather than chasing outdated hotspots.

Additionally, they warn that widely publicised postcodes and AI-driven research tools can inflate demand and erode opportunity, reinforcing the importance of on-the-ground research and experienced advice.

Looking ahead, diversification, particularly into commercial property, is emerging as a key theme for 2026.

Garman and Lauer also stress the need for emotional discipline, cautioning against rushed end-of-year decisions, and highlight goal-setting and investor wellbeing as essential foundations for long-term success.