Planning Matters Radio Podcast Por Richon Planning arte de portada

Planning Matters Radio

Planning Matters Radio

De: Richon Planning
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 An independent financial, investment, and retirement planner. Identifying opportunities and protecting what's important. We help you protect your paycheck through all walks of life and manage assets to help you achieve your retirement goals.All rights reserved Economía
Episodios
  • How to Protect Your Retirement Savings Now as Markets Plunge

    How to Protect Your Retirement Savings Now as Markets Plunge
    May 31 2025
    If you’re within five years of retiring, either before or after, you’re at your most vulnerable financially. Retiring in a down market presents a very unique risk known as "sequence of returns risk." In this video, Peter with Richon Planning and Erin Kennedy break down the top 5 steps to weather the volatility. 1. Build a Cash Cushion: protect against Sequence Risk 2. Fix Your Mix (a little): adjust your portfolio according to your risk tolerance 3. Adjust Your Spending: both expenses and withdrawal rate 4. Work a Little Longer: it means sustainable income and the chance to delay claiming Social Security 5. Consult an Advisor: a holistic financial plan will be tailored to your goals and will protect against volatility If you'd like to talk through this volatility to make sure you have a plan that accounts for market downturns, or even capitaizes on them, please call Peter at (919) 300-5886 or visit www.RichonPlanning.com #Retirement #SocialSecurity #SustainableIncome #MarketVolatility
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    17 m
  • Countdown to Retirement: 8 Moments to Move Your Money

    Countdown to Retirement: 8 Moments to Move Your Money
    May 24 2025

    There are times when moving your money isn’t just a good idea, it’s necessary. Figuring out *when can help you protect your investments, reduce your taxes, and stay aligned with your long-term goals. In this video, Peter with Richon Planning and Erin Kennedy detail the 8 moments you should move your money. They are:

    -Rebalancing

    -Roth conversions

    -Age 59 1/2, the in-service distribution

    -Leaving a job

    -Fees are too high

    -Under performing

    -Your time horizon has changed

    -Consolidating accounts

    Ready to take action? Download “The Countdown to Retirement”—a guide that challenges conventional wisdom and helps you craft a plan that safeguards your lifestyle, comfort, and peace of mind. And don't forget to check out the other videos in this special series, as we Countdown to Retirement! Visit www.RichonPlanning.com, or call Peter at (919) 300-5886. 📚
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    20 m
  • Laid Off? Consider these 4 Action Steps

    Laid Off? Consider these 4 Action Steps
    May 17 2025

    ‎As of April , about 60,000 people have been laid off or fired, including thousands more at U.S. health agencies. With the markets rattled and a potential recession on the way, a lot of people are worried about their job right now. In this video, Peter with Richon Planning and Erin Kennedy outline 4 action steps you should take if you've been laid off, or if you're concerned you might be:

    File for Unemployment

    Update Your Resume

    Review Your Severance, Final Paycheck, and Unpaid PTO Review Your 401(k) and other Retirement Accounts

    If you've been affected by these layoffs, please reach out to your support system and consider speaking with a financial advisor who can help guide you through this time and suggest the best next steps. If you'd like to speak with Peter about how this could affect your savings and your financial goals, please call (919) 300-5886 or visit www.RichonPlanning.com
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    15 m
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