This episode dives into the question of whether investors really need to diversify beyond dividend-paying stocks. The hosts break down the “diversification myth,” explaining how many people end up with portfolios full of redundant investments they don’t understand. Using relatable examples—from grocery shopping to pizza toppings—they highlight why true planning starts with knowing your income shortfall, not collecting random assets. They show how understanding your needs, strategy, and surplus creates real financial freedom. Ultimately, the episode empowers listeners to invest with purpose rather than pressure or fear.

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#dividends #investing #financialfreedom #stocks #dividendincome #wealthbuilding

High dividend yields can look tempting—but they don’t always mean you’re earning more. In this episode, we explain why focusing on yield percentage alone can lead investors astray, and why the real number that matters is the actual dollar payout. We unpack how stock prices, volatility, and emotional decision-making can distort your view of “income,” and share practical ways to build long-term dividend stability.

💡 Learn how to spot healthy dividend stocks, stay patient through market swings, and grow true wealth through discipline—not drama.

#dividends #investing #financialfreedom #stocks #dividendincome #wealthbuilding

In this episode, the hosts dive into the truth about monthly dividend-paying stocks, asking whether getting paid more often really matters. They explain that while monthly dividends may seem attractive, they’re often a marketing tactic rather than a sign of a stronger investment. The discussion explores the differences between REITs, BDCs, and traditional dividend stocks, warning listeners about potential red flags such as unsustainable payouts or returns of principal disguised as dividends. Ultimately, the hosts encourage investors to focus on quality, sustainability, and true income growth—not just payment frequency.

www.planningmadesimple.com