In this episode Jerry talks about being single and alone and struggling financially what can you do? He offers some practical steps to help move you forward from the basics like taking stock of your financial situation and personal capabilities and skills, to developing necessary documents like a simple Letter of Instruction to help locate accounts, friends and relatives. Additionally he gives some ideas of ways to think about improving your life by vocational training, education, and using your personal skills to make money. Stability and control is key.

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403(b) plans confuse a lot of people - and so do the mysterious 457 plans. If you're lucky enough to have access to one (or both), you'll thank yourself later.

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• teacher retirement plan
• educator finances
• 403b
• 457b
• 403b vs 457b
• public school benefits

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Ever feel like you’re juggling seven due dates, five interest rates, and one constant headache? In this episode, Jerry breaks down what a consolidation loan actually is (spoiler: it’s usually just a personal loan), how it works, and why it can simplify your life—especially when credit card debt starts feeling unmanageable.

We’ll cover unsecured vs. secured options, how your credit score impacts rates, why credit unions may offer better pricing, and what to watch for before you sign anything. Plus, a quick tour of what’s new on PinkMoneyPodcast.com—including companion posts, “postcards,” and easy ways to share the show.

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• Consolidation loan
• Personal loan
• Credit cards
• Interest rates
• Credit score
• Unsecured debt
• Secured loan
• HELOC
• Home equity loan
• Credit union vs bank
• Financial literacy
• Money management
• Debt payoff plan
• Budgeting
• Avoiding debt traps
• Lending basics
• Holiday finances
• LGBTQ+ money
• Pink Money Podcast

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Congress just passed what they’re calling the “One Big Beautiful Bill” — and 2025 is officially your do-it-now year for tax planning.

In this solo episode, Jerry breaks down what everyday listeners (especially seniors, working families, and folks living on tips or overtime) need to know before big changes hit in 2026. We’ll talk about the new $6,000 senior deduction, how charitable giving is going to get less generous, what “no tax on tips and overtime” really means, and why reporting all your income still protects your future Social Security and your ability to qualify for a mortgage.

Jerry also walks through the temporary $10,000 car-loan interest deduction, child tax credit improvements, energy credits that end after 2025, and advanced topics like opportunity zones, Trump accounts for kids, and estate & gift planning for higher-net-worth listeners.

Finally, we wrap with a practical year-end checklist: funding IRAs and 401(k)s, watching out for wash sale rules, taking required minimum distributions, and using these rules to educate, empower, and enlighten your own money decisions.

SEO Tags / Keywords:

• tax changes 2026
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• child tax credit 2025–2026
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• opportunity zones and capital gains
• Roth IRA and traditional IRA contributions 2025
• Roth conversions and backdoor Roths
• RMD rules age 73
• tax loss harvesting and wash sale rule
• LGBTQ personal finance podcast
• Pink Money Podcast Jerry Williams

💬 Have a question or comment? Contact Jerry here

So many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why women so often feel intimidated around money and how to change that, starting today.

Jerry shares real-life stories: a woman inheriting $200,000 and unsure what to do next, another terrified her brother (with power of attorney) is draining their father’s accounts, and widows who find out after a death that survivor benefits or life insurance were never put in place. Grace adds her own experiences as a shy, non-confrontational woman learning to negotiate for a car, push back on high-commission products, and ask the hard questions advisors don’t always want to answer.

Together they break down red flags when choosing an advisor, what to ask about fees and credentials, why big firms can offer important safeguards, and why “If it’s a good deal today, it’ll still be a good deal tomorrow” is your new favorite line. Whether you’re carrying debt, just starting with $50/month, or managing a larger nest egg, this episode is all about helping women stop feeling scared, start interviewing advisors like a boss, and actively participate in the money decisions that shape their future.

Visit pinkmoneypodcast.com for companion posts and a checklist of smart questions to ask any financial advisor before you sign on the dotted line.

💬 Have a question or comment? Contact Jerry here

In this episode of Pink Money, Jerry Williams tackles a deceptively simple financial question: What’s the smartest move for an extra $500 a month? Should you pay off your mortgage early, invest in the market, or buy a second home to generate income?

Jerry breaks down the pros and cons of each path—from the emotional security of being mortgage-free to the risks and rewards of the stock market, to the real-world headaches (and potential profits) of becoming a landlord. Along the way, he shares personal anecdotes about rental experiences, hard-earned lessons about risk tolerance, and a wild true story that underscores why it pays to know who you’re getting into business with.

This candid, conversational episode reminds listeners that money decisions aren’t one-size-fits-all—they depend on your goals, risk comfort, and what “security” really means to you. As Jerry says, “It all depends.”

👉 Visit PinkMoneyPodcast.com
to take the listener survey and share your vote:
A) Pay down the mortgage
B) Buy a second home
C) Invest in the market
or D) Something else entirely?

(Includes Jerry’s closing thoughts on Nancy Pelosi’s legacy and why true leadership leaves a lasting mark.)

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Fraud doesn’t always look like a Ponzi scheme. Sometimes it’s a smooth voice, a business card, and a “don’t worry, I’ve got it.” In this episode, Jerry unpacks how advisor misconduct happens—from misusing client funds to risky bets that go bad—and why the fallout can reach far beyond your portfolio and straight into your credit report. You’ll learn the red flags to spot, how to “trust but verify” with large vs. small firms, and the practical steps to lock down your identity and credit so one person’s bad decision doesn’t become your long-term problem. Empowerment = attention + action.

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Jerry opens Season 6 with a timely reflection on self-worth and spending habits. Inspired by a tire blowout and a chat with a fellow driver, he explores how the cost of vehicles — and vanity — can derail financial goals. Through practical budgeting rules and a clear explanation of opportunity cost, he shows how redirecting money from depreciating assets toward investments or emergency savings can transform your financial trajectory.

The episode wraps with updates to the Pink Money Podcast website, including the launch of Jerry’s Playlist, and closes on a message of empowerment: the real symbol of success isn’t the truck in your driveway — it’s peace of mind in your bank account.

💬 Have a question or comment? Contact Jerry here