The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad tackles one of the biggest gaps in our education system, the money lessons we should've learned in high school but didn't. Brad walks through the foundational financial skills every young adult needs before stepping into the real world: how to budget without feeling broke, how credit actually works, the basics of investing, and why understanding taxes isn't just for accountants. Whether your high school skipped over personal finance completely or gave you a single worksheet and called it a day, this episode fills in the gaps and gives you the blueprint you should've graduated with, so you can start your adult life on offense instead of playing catch-up.

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Show Highlights Include:

· Budgeting (3:30)

· Investing (9:15)

· Credit (14:45)

· Taxes (16:30)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad wades into one of the most high stakes traditions of the season…holiday table talk. Brad breaks down the conversations you should be having with every family member. He dives into the money dynamics nobody wants to bring up — budgeting for gifts without guilt, helping older relatives prepare financially, and even teaching younger family members about saving before they pick up their first paycheck. Whether your family avoids money talk like politics or overshares like it's a group therapy session, this episode will show you how to turn awkward holiday chatter into meaningful, healthy financial dialogue that sets everyone up for a stronger new year.

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Show Highlights Include:

· Younger Kids (2:30)

· Teenagers/ Older Children (4:30)

· Talking To Your Parents (7:00)

· Siblings (8:30)

· Your Spouse (10 :00)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

This week on the show, Brad takes on one of the biggest misunderstandings in the money world: the difference between a good company and a good investment. Because yes, your favorite brand might make great products, treat employees like royalty, and donate to puppies — but that doesn't automatically mean its stock is going to the moon. And on the flip side, some companies that feel sketchier than a gas-station hot dog somehow make investors rich. So, let's dig into why loving a company and making money from it are two very different things… and how to tell when you've found both.

Show Highlights Include:

· Defining A Good Company (2:15)

· Emotions Vs Numbers (5:00)

· Kodak: A Cautionary Tale? (6:30)

· Consider The Competitive Advantages (8:30)

· Price And Value Are Not Equal (13:00)

Listen Now!

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.