Úna Dillon, Regional Director, Europe, at PCI SSC, joined PaytechTalk host Jan Jaap Omvlee to explore the evolving landscape of payment security and the PCI Security Standards Council's role in protecting the digital payments ecosystem. Úna shared how PCI SSC is advancing payment security standards by:

• Developing validation programs tailored for payment facilitators and software vendors
• Enhancing security requirements for contactless payments and mobile wallets
• Promoting security-by-design principles in fintech innovation
• Ensuring compliance frameworks keep pace with emerging payment technologies

The episode also explores how PCI SSC is fostering global collaboration among stakeholders—from merchants and acquirers to technology providers—to build trust in digital commerce while balancing security imperatives with the need for seamless payment experiences in an increasingly complex regulatory environment.

Live from the MoneyPot stage, Fexco’s Head of Product & Partnerships, @John Faherty, joined PaytechTalk host @Jan Jaap Omvlee to explore the next chapter in embedded finance and introduce payUnite—Fexco’s new global payments orchestration platform.

John shared how payUnite is designed to help acquirers, merchants, and end users navigate today’s fragmented payments ecosystem by:

· Reducing friction across channels

· Enabling intelligent, contextual payment experiences

· Supporting SMEs in scaling and internationalising

· Leveraging real-time data while remaining compliant with evolving regulations such as PSD3 and the AI Act

The episode also explores how Fexco is positioning itself in a crowded market by combining regulatory insight with product innovation—and what payments might look like by 2028.

In this special edition of @PaytechTalk, recorded live at Money20/20 Amsterdam, host @Jan Jaap Omvlee (@Banking & Finance) sits down with @Tom van der Poel, CEO of @XPP, to explore the future of personalised payments.

From defining what “personalisation” really means today to discussing real-time data, omnichannel integration, and privacy ethics, Tom shares deep insights on building seamless, intuitive payment experiences across sectors like transport, retail, and banking. He also reflects on cultural differences in Europe, regulatory challenges, and why Europe must push for a more unified payments infrastructure—while looking abroad for inspiration (hello, #Turkey!).