In this episode of the Pass Your Life and Health Insurance Exam Podcast, we dive into one of the most-tested topics on your exam: the different types of life insurance policies. You’ll learn the core differences between term and permanent insurance — what makes term temporary, why permanent life insurance builds cash value, and how to spot trick questions about each one.

We’ll also cover fixed vs. variable life insurance, universal vs. whole life, and what key exam phrases like “cash value”, “face amount”, and “sub-accounts” really mean. You’ll even get a refresher on general insurance principles like risk, loss, peril, and hazard — concepts that appear on every exam.

🎓 Study smarter, not harder. Learn with Minzo Pass — where 98% of students pass after one class. Book your free consultation or join our training at https://linktr.ee/minzopass 📧 Questions? Email: MinzoAcademy@gmail.com

Text/call: 202-855-6294

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Most students fail the life insurance exam because they don’t truly understand annuities — but you don’t have to. In this episode, you will learn annuity principles and concepts in plain language that finally make sense. Joined by two Minzo Pass students, this motivational class breaks down accumulation vs. annuitization, insurance aspects of insurance, and the three key players in annuities.

If you’ve ever said, “Annuities are confusing,” this episode will change that forever. Learn the key terms, the exam traps, and how to simplify every question on test day.

Book a Free Consultation: https://tr.ee/pMZwJea-Hy

Enroll in our membership at https://linktr.ee/minzopass 📧 Have questions? Email: MinzoAcademy@gmail.com

Text: 202-855-6294

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She failed her life insurance exam. Then she discovered Minzo Pass, and after just one live class, everything clicked. In this episode of the Pass Your Life and Health Insurance Exam Podcast, we share the real story of how one student turned frustration into victory — scoring 13 out of 14 on the section that had made her fail before: annuities.

If you’ve been feeling stuck, overwhelmed, or one test away from quitting, this is the episode you need. You’ll hear exactly what changed in her study approach, how Minzo Pass helped her understand — not just memorize — and what it really takes to pass your PSI Life and Health Insurance Exam on your next try.

🎓 Listen now to get motivated, refocused, and ready to join the 98% of students who pass with Minzo Pass.

📅 Book a Free Consultation: https://tr.ee/pMZwJea-Hy 🔗

All Links: linktr.ee/minzopass

📩 Email: MinzoAcademy@gmail.com

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Over 200,000 people failed the life insurance exam last year — don’t be one of them. This episode reveals the 12 biggest exam mistakes and how to pass on your first try. 💪 Over 200,000 people failed the life insurance exam last year — not because they weren’t smart, but because they made one or more of these 12 common mistakes. In this episode, I break down each mistake and show you exactly how to avoid them so you can pass your life insurance exam on your first try.

Whether you’re studying for your state licensing exam, struggling to stay consistent, or just don’t know where to start — this podcast will help you fix what’s holding you back. 💪 👉 Skip to a specific mistake: 00:00 – Intro: Why 200,000 People Failed 00:34 – Mistake #1: Waiting Too Long to Schedule 02:59 – Mistake #2: No Fixed Study Schedule 06:43 – Mistake #3: Not Using the State Exam Outline 09:14 – Mistake #4: Passive Studying 13:24 – Mistake #5: Not Completing 1,500 Practice Questions 14:43 – Mistake #6: No Accountability 16:49 – Mistake #7: Wrong Study Environment 18:04 – Mistake #8: Ignoring Simulated Exams 19:12 – Mistake #9: Waiting Too Long After Practice 20:04 – Mistake #10: Poor Sleep 21:05– Mistake #11: Bad Time Management 22:42 – Mistake #12: Changing Correct Answers 23:23 – Wrap-Up: How to Join the 98% Who Pass 🔥 Ready to pass once and never take the life insurance exam again? Join thousands of students who used Minzo Pass to pass confidently: 📅 Book a Free Consultation: https://tr.ee/pMZwJea-Hy 🔗 All Links: linktr.ee/minzopass 📩 Email: MinzoAcademy@gmail.com 💬 Comment below — which mistake have YOU been guilty of? And if this episode helped you, don’t forget to like, subscribe, and share so more future agents can pass too. life insurance exam prep life insurance licensing exam pass the life insurance exam insurance exam study tips life insurance test mistakes insurance license practice test how to pass the life insurance exam insurance license exam preparation insurance exam study plan life insurance agent exam insurance test questions insurance exam simulator life and health insurance exam life insurance exam outline insurance exam practice questions Minzo Pass exam prep how to become a licensed insurance agent insurance test strategy insurance exam help life insurance exam study guide life insurance test prep course insurance license success tips life insurance exam motivation insurance exam mistakes to avoid exam prep for insurance license #LifeInsuranceExam #InsuranceLicenseExam #ExamPrep #MinzoPass #InsuranceStudyTips

In this episode, you will learn how to correctly answer questions about taxation of insurance products and retirement plans on your life insurance exam. Our Washington, DC life insurance prelicensing text book is available for purchase.

Contact: MinzoAcademy@gmail.com or text/call: 202-855-6294 Below are helpful links:

Book a free consultation Youtube Apple Podcast Spotify

Join Waiting List To Pre Order our Life Insurance Prelicensing Courses and Textbooks

Purchase Washington DC Life Insurance Prelicensing Text Book Purchase Texas Life Insurance Prelicensing Text Book Sign up for our Basic Prelicensing Membership

Sign up for our Pro Prelicensing Membership Sign up for our VIP Prelicensing Membership Purchase our 100-question diagnostic exam

Our Washington, DC life insurance prelicensing text book is available for purchase.

Contact: MinzoAcademy@gmail.com or text/call: 202-855-6294 Below are helpful links:

Book a free consultation Youtube Apple Podcast Spotify

Join Waiting List To Pre Order our Life Insurance Prelicensing Courses and Textbooks

Purchase Washington DC Life Insurance Prelicensing Text Book Purchase Texas Life Insurance Prelicensing Text Book Sign up for our Basic Prelicensing Membership

Sign up for our Pro Prelicensing Membership Sign up for our VIP Prelicensing Membership Purchase our 100-question diagnostic exam

This is day 4 of our Pass Your Life Insurance Exam Challenge.

The goal of the challenge is to prepare you for your life insurance exam in just 4 days. Our student for day 4 was Beverly Irby from Texas.

Contact: MinzoAcademy@gmail.com or text/call: 202-855-6294 Below are helpful links:

Book a free consultation Youtube Apple Podcast Spotify

Join Waiting List To Pre Order our Life Insurance Prelicensing Courses and Textbooks

Purchase Washington DC Life Insurance Prelicensing Text Book Purchase Texas Life Insurance Prelicensing Text Book Sign up for our Basic Prelicensing Membership

Sign up for our Pro Prelicensing Membership Sign up for our VIP Prelicensing Membership Purchase our 100-question diagnostic exam

In this interview with Diana Hinojosa, we discuss the state of the insurance industry and some of the hurdles new agents face. Diana is an insurance industry and is an insurance exam tutor.

Contact: MinzoAcademy@gmail.com or text/call: 202-855-6294 Below are helpful links:

Book a free consultation Youtube Apple Podcast Spotify

Join Waiting List To Pre Order our Life Insurance Prelicensing Courses and Textbooks

Purchase Washington DC Life Insurance Prelicensing Text Book Purchase Texas Life Insurance Prelicensing Text Book Sign up for our Basic Prelicensing Membership

Sign up for our Pro Prelicensing Membership Sign up for our VIP Prelicensing Membership Purchase our 100-question diagnostic exam