PC 4 - Health Considerations Before You Retire

Healthcare can make or break your retirement plan. In this episode of Practical Cents with Cullen Martin, we tackle one of the biggest myths in retirement planning — that you have to wait until age 65 to retire because of health insurance.

💡 Cullen explains how healthcare fits into your financial plan, what alternative options exist before Medicare, and how strategic planning with Move Health can open doors to earlier retirement — without sacrificing coverage or peace of mind.

You’ll discover practical insights into healthcare eligibility, costs, and coverage—plus how to align these factors with your personal retirement goals so you can stop working sooner and start enjoying life.

📊 What You’ll Learn:

• Why healthcare is a top retirement planning priority
• Common misconceptions about retiring at 65
• How Move Health helps retirees find personalized healthcare solutions
• How to evaluate coverage options and income eligibility
• Ways to retire early while maintaining quality healthcare
• How advisors integrate healthcare into comprehensive financial plans

🎯 Whether you’re five years from retirement or just exploring your options, this episode gives you the clarity and confidence to plan smarter.

🔔 Subscribe to Practical Cents with Cullen Martin for weekly insights on financial planning, retirement readiness, and smart money strategies.

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.