In this episode of One Vision, we sit down with Allison Cerra, Chief Marketing Officer at Alkami, to explore how anticipatory banking moves financial services beyond personalization into prediction.

The conversation dives into the evolution of consumer technology in financial services, drawing parallels with the music industry, and highlights the importance of personalization and hyper-personalization at scale. They explore how AI and behavioral data are transforming the banking experience, the significance of the $84 trillion intergenerational wealth transfer, and the implications for regional and community financial institutions. Join Allison and Theo for a dynamic discussion on the challenges and opportunities in creating a better digital banking experience for all generations.

#AI #Fintech #FinancialServices #BankingIndustry #AnticipatoryBanking

📍Hot Take: What I hope to see is more deposits going from Wall Street to Main Street. I hope to see vibrant communities that continue to flourish.

00:00 Introduction and Guest Welcome

00:30 Revisiting CoLab and Generational Trends

01:08 Understanding Anticipatory Banking

01:55 The Evolution of Digital Banking

11:25 Generational Wealth Transfer and Its Impact

21:35 The Role of AI and Behavioral Data

23:51 Future of Financial Institutions

29:03 Conclusion and Final Thoughts

Find Allison Cerra on LinkedIn: https://www.linkedin.com/in/acerra/

🔗About Alkami: https://www.alkami.com/

🔗About Anticipatory Banking: https://www.alkami.com/anticipatory-banking/

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

Hosted on Acast. See acast.com/privacy for more information.

In this episode of One Vision, we welcome Martyna Lewinska, a seasoned technologist, startup advisor, and mentor. Martyna shares her extensive experience in building tech organizations, supporting founders as a fractional CTO, and launching successful products. We discuss the responsibilities and challenges of being a founder, the importance of execution, and the current landscape of implementing emerging technologies like AI. Martyna shares her insights into how companies can effectively adopt new technologies and the transformative opportunities that exist in financial institutions' use of AI. Tune in for a deep dive into the multifaceted world of technology and entrepreneurship.

00:00 Introduction and Guest Welcome

00:46 Martyna's Background and Journey

01:42 Building and Launching Products

05:02 Advice for Aspiring Entrepreneurs

06:01 Challenges and Misconceptions of Founders

10:41 Implementing Emerging Technologies

15:01 Fraud Detection and Financial Crime

17:58 Cultural Differences in Tech Adoption

22:27 Looking Back and Looking Forward

🔥Hot take: Just do it!

#AI #Fintech #CTO #Innovation #Entrepreneurship #Startup

**

About Martyna Lewinska: https://www.linkedin.com/in/martynalewinska/

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

Hosted on Acast. See acast.com/privacy for more information.

In this special episode of One Vision, we welcome Stessa Cohen, Jim Perry, and Efi Pylarinou to the show as they celebrate the inception and evolution of the FinTech Book Club.

We went back in time to two years ago when a panel at Finovate inspired the creation of the book club, which aims to foster community and disseminate thought leadership through reading and discussion. Our friends share their special moments from the past two years and review some of the impactful books they've read. We also discuss emerging trends in FinTech, including AI and stablecoins.

What’s on everyone’s reading list? What to expect at the upcoming Finovate panel on Sept 7th and the next Fintech Book Club LinkedIn Live event on Sept 9th? Tune in now and join the conversation.

🔥Hot take: “ These books are all interconnected.”

Tune in to Apple Podcast, Spotify, and YouTube for the full conversation.

#AI #Fintech #Books #Finovate

00:00 Introduction and Special Guests

00:58 The Birth of the FinTech Book Club

02:45 Building Community Through Books

05:04 Impact of Industry-Specific Books

09:31 Engaging with Authors and Special Moments

17:11 Future Book Club Reads and Industry Trends

22:49 Upcoming Finovate and Final Thoughts

**

About Fintech Book Club: https://www.linkedin.com/company/fintechbookclub/about/

About Stessa Cohen: https://www.linkedin.com/in/stessacohen/

About Jim Perry: https://www.linkedin.com/in/jasperry/

About Efi Pylarinou: https://www.linkedin.com/in/efipylarinou/

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

Hosted on Acast. See acast.com/privacy for more information.

In this episode of One Vision, we welcome Tony Fish, author of 'Decision Making in Uncertain Times', for a deep dive into the complexities of corporate governance in the age of data and AI.

Tony shares his unique perspective on corporate governance, the importance of asking the right questions, and the role of human elements like trust and empathy in technology. As he urged us,  we have to find a way, through love, hope, and faith, to counterbalance everything else that's going on through things which are deeply human. It’s a must-listen (and must-watch) for thinkers, technologists, and business leaders alike.

🔥Hot take: “ In our drive for efficiency, we lose efficacy.”

Tune in to Apple Podcast, Spotify, and YouTube for the full conversation.

00:00 Introduction and Guest Welcome

00:44 Tony Fish's Writing Journey

01:45 Corporate Governance of Data

04:16 Open vs. Closed Governance

06:43 Challenges in Modern Governance

08:19 AI and the Future of Human Agency

12:43 Accountability and Security in AI

18:05 Asking the Right Questions

26:57 The Role of Trust and Empathy

**

Find Tony Fish on LinkedIn: https://www.linkedin.com/in/tonyfish/

🔗About Tony’s book, Decision Making in Uncertain Times: https://a.co/d/5K1XKcM

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

Hosted on Acast. See acast.com/privacy for more information.

Can AI be a force for good in social care?

In this episode of One Vision, we welcome Nima Roohi Sefidmazgi, CEO and Co-Founder of Blooming Health. Nima shares his journey from being an immigrant and data scientist to founding a company aimed at providing comprehensive social care through technology, particularly focusing on the elderly and underserved populations.

He talks about the inspiration behind Blooming Health and the broader vision of making social care scalable and equitable, and the importance of balancing technological efficiency with human touch.

00:00 Introduction and Welcome

01:38 Nima's Background and Journey

04:08 The Birth of Blooming Health

09:41 Challenges and Innovations in Social Care

15:39 The Role of AI in Social Care

23:07 Balancing Technology and Human Touch

33:33 Future of Social Care and Technology

**

Find Nima Roohi on LinkedIn: https://www.linkedin.com/in/nima-roohi/details/education/

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

#AI #Innovation #SocialCare #Caregiving #Technology

Hosted on Acast. See acast.com/privacy for more information.

In this new episode of One Vision Podcast, we welcome Dr. Maryam Ashoori, VP of Product and Engineering at IBM. We discuss Maryam’s journey into AI and delve into the ethical considerations companies should prioritize when building AI systems, emphasizing data quality and the impact on society. Maryam shares insights on the misconceptions about AI and offers guidance for the next generation. Tune in for an in-depth discussion on the responsible implementation and future potential of AI technology.

00:00 Introduction

01:22 Journey into AI

05:01 Importance of ethics and responsibility in AI development

13:30 Common misconceptions

18:14 Advice for organizations implementing AI

22:29 Future applications of AI

26:29 Advice for the next generation

Hot takes:

🔥  ”There is less attention to the problems and how technology can solve it, versus AI is here, we want it. Whoever gets it, it solves their problems and they move on. I think this is the biggest misconception.”

🔥 “No matter what our role is in the industry today, it's gonna evolve, and I think we should be open into where it's evolving to.”

#AI #Data #Ethics #FutureOfWork #Innovation #DigitalTransformation #Leadership

**

Find Dr. Maryam Ashoori on LinkedIn: https://www.linkedin.com/in/mashoori/

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

🔗 My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

Hosted on Acast. See acast.com/privacy for more information.

In this new episode of One Vision, we chat with Simon Kemp, Founder of Kepios, also known for his comprehensive reports on the digital world via DataReportal. Simon shares the evolution of his work over 15 years, highlighting key insights into digital adoption trends across different countries and demographics. From the rise of mobile internet in Japan to the significant shifts in YouTube's user demographics, the conversation delves into how cultural nuances influence digital behaviors. We also talk about the future potential and challenges of AI technologies, and the importance of enabling innovation that is actually useful for people’s everyday lives. A must-listen for anyone interested in the intersection of culture, technology innovation, and the digital ecosystem.

📍”Culture is the most important driver of technical behavior … The human comes before the digital.”

00:00 Introduction and Guest Welcome: Simon Kemp

01:25 The Evolution of Digital Reports

05:58 Demographic Insights and Digital Trends

13:33 Challenges in the Digital Information Ecosystem

21:40 Global Digital Behaviors and Surprising Trends

25:54 Cultural Influences on Digital Behavior

28:55 Understanding Global Diversity

33:17 The AI Hype and Its Real Impact

41:39 Future Trends and Predictions

46:46 Concluding Thoughts

**

Find Simon Kemp on LinkedIn: https://www.linkedin.com/in/eskimon/

🔗 The latest Digital 2025 July Global Statshot Report via DataReportal: https://datareportal.com/reports/digital-2025-july-global-statshot

Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/

🔗 My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/

#AI #Culture #Data #Digital #Mobile #Podcast #Innovation #Trends

Hosted on Acast. See acast.com/privacy for more information.

In this new episode of One Vision Podcast, the incredible Sophie Guibaud shares her startup journey from digital banking and embedded finance to cryptocurrency, and her latest venture with Martyna Lewinska. Unsure about entrepreneurship? Looking to power up your career or personal life? This episode is a must-listen for you —and Sophie’s enthusiasm and sense of curiosity is contagious.

#AI #Fintech #FinancialServcies #Startup #Entrepreneurship

Hosted on Acast. See acast.com/privacy for more information.