New Rule Makes Discharging Federal Student Loans Easier in 2026

For decades, borrowers were told the same thing: Student loans cannot be discharged in bankruptcy. Brian Parker breaks down why that belief is now wrong with new rules and why student loan bankruptcy relief is no longer a fantasy. Based on recent data, court outcomes, and academic research, 87% of people seeking a discharge of their Federal Student Loan win. The numbers of people now eligible continues to grow. If you thought you could not discharge your student loan debt, this video changes everything.

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00:00 Intro
00:46 The Myth
02:42 Garnishments Return
04:58 SAVE Plan
07:05 Why No One Tried
09:19 The 87% Shift
12:23 How The Myth Took Hold
15:28 The Breakthrough
30:04 Closing

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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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