New Builds vs. Old Charmers – Which Wins for Rentals or Sales?

New construction offers peace of mind and predictability—but often at a premium with rental limits attached. Older homes deliver character and space, but demand smarter budgeting, deeper inspections, and realistic expectations. In this episode, Savannah and Glynn break down how HOAs, maintenance, renovations, and cash reserves all factor into whether a property performs as a rental or shines as a resale. Bottom line: there's no easy button—just better decisions when your strategy is clear.

Contact:

Savannah:

https://app.elify.com/vbc/hzdm5karnn

Glynn:

https://www.rpmonesource.com/

Key Takeaways

• New builds = lower maintenance, higher rules. Builder warranties, energy efficiency, and cheaper insurance are big wins—but HOA rental restrictions, rental caps, and premium prices can crush cash flow.

• Old homes bring charm…and surprises. Bigger lots and mature trees are appealing, but plumbing (cast iron!), foundations, and electrical updates can turn costly fast without proper inspections.

• HOAs matter more than buyers realize. Many new communities limit rentals, require long leases, or force owners to wait years before renting—always read the covenants first.

• Inspections aren't optional—ever. Plumbing scopes, electrical checks, and code compliance protect owners from expensive "we thought it was fixed" nightmares.

• Rentals are not HGTV projects. Over-renovating kills returns—renters care more about price, layout, and function than designer finishes.

• Reserves are non-negotiable. Whether new or old, owners need cash cushions for vacancies, repairs, or storms—lenders expect it, and reality demands it.

• There's no universal winner. The "best" choice always comes back to your plan: rent vs. sell, cash flow vs. lifestyle, short-term vs. long-term goals.

Recorded at the Blue Mic Studios podcast production company:

https://www.bluemicstudios.com/

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