New 2026 401(k) Rule for Long-Term Care

New 2026 SECURE Act 2.0 rule: Withdraw up to 2,600 penalty-free from your 401(k) before age 591⁄2 to pay qualified long-term care insurance premiums. In this episode, we break down exactly how the new qualified long-term care distribution works, the annual limit, who qualifies (you or your spouse only), what counts as a tax-qualified policy, and how hybrid life/annuity riders can still apply.