Many business owners fall into the trap of treating their company like a personal piggy bank. Running lifestyle expenses through the business might feel like a smart tax move today — but when it’s time to sell, those shortcuts can slash millions off your valuation.

In this episode, Carol Dewey pulls back the curtain on how “tax tricks” and commingled expenses quietly erode enterprise value, destroy EBITDA multiples, and compromise your long-term legacy. Through real-world case studies — from a dry cleaner to a physician group to a franchisee — you’ll see the hidden cost of short-term thinking and how to reposition your business as a true wealth engine.

• Why commingling personal and business expenses shrinks your EBITDA (and your valuation).
• Real-world stories of business owners who lost millions by treating their company like a piggy bank.
• How to shift from short-term “tax savings” to long-term wealth creation.
• Why buyers, bankers, and investors demand clean books.
• How Clarus Advisory Partners and Perpetual Wealth Financial help protect your profits, maximize valuation, and safeguard your legacy.

Whether you’re preparing for an exit or just building toward future wealth, this episode will change the way you think about taxes, profits, and your business’s true value.

📘 Free Download: 8 Key Drivers of Company Value

📅 Book your Complimentary Lifestyle & Legacy Assessment: Schedule with Carol

💬 Website: www.perpetualwealthfinancial.com

💬 LinkedIn: Carol Dewey

🎧 Listen & Subscribe: Available on Apple Podcasts, Spotify, and YouTube

Your business is being valued every single day — whether you realize it or not. The choices you make now determine whether buyers see a thriving, transferable company… or a risky operation that depends too much on you.

In this episode, Carol Dewey introduces the PURE Framework — Plus, Unnecessary, Replaceable, Equal — a practical roadmap for boosting profits today while securing a higher valuation tomorrow. You’ll learn how to strip away inefficiencies, build systems that don’t rely on you, and create balance across contracts and relationships. And, you’ll see how PURE connects directly to EBITDA multiples, exit planning, and tax efficiency.

• Why valuation isn’t just about revenue — and how PURE drives higher multiples.
• How to spot and eliminate “unnecessary” expenses dragging down your books.
• Why making yourself replaceable is the #1 way to increase business value.
• How to use PURE to optimize not only profits, but also tax efficiency.
• Real-world case studies of medical practices, manufacturers, and family businesses that applied PURE to unlock millions in value.

Whether you’re planning to sell soon or decades from now, this framework will help you create a business buyers can’t resist — and the IRS can’t erode.

📘 Free Download: 8 Key Drivers of Company Value

📅 Book your Complimentary Lifestyle & Legacy Assessment: Schedule with Carol

💬 Website: www.perpetualwealthfinancial.com

💬 LinkedIn: Carol Dewey

🎧 Listen & Subscribe: Available on Apple Podcasts, Spotify, and YouTube

In this episode of Navigating Abundant Retirement, Carol Dewey explores one of the most overlooked yet critical aspects of wealth management—the difference between simply recording history with your CPA and designing your financial future with proactive tax planning.

Carol explains why the next 18 months may be one of the most important tax planning windows in decades, the opportunities created by the recently extended “One Big Beautiful Bill,” and real-world case studies where clients saved millions by planning ahead.

This episode is packed with strategies most CPAs never bring up—perfect for business owners, high-income professionals, and high-net-worth families who want to keep more of what they’ve worked so hard to earn.

📘 Free Download: 8 Key Drivers of Company Value

📅 Book your Complimentary Lifestyle & Legacy Assessment: Schedule with Carol

💬 Website: www.perpetualwealthfinancial.com

💬 LinkedIn: Carol Dewey

🎧 Listen & Subscribe: Available on Apple Podcasts, Spotify, and YouTube