National Financial Capability Study: Key Trends and Insights
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National Financial Capability Study: Key Trends and Insights
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In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.
National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.
On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.
Resources mentioned in this episode:
National Financial Capability Study (Sixth Wave)
National Financial Capability Study: 2024 State-Level Insights
Financial Knowledge Quiz
National Financial Capability Study (Fifth Wave)
The machines are coming (with personal finance information). Do we trust them?
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